Waterfront Property Search · Kirkland, WA
Kirkland waterfront homes.
Waterfront homes in Kirkland are among the most complex real estate transactions — water rights, bulkhead condition, flood zone classification, and dock permitting all require specialist knowledge. RexMont's agents have represented buyers and sellers across the region's lakes, rivers, and Puget Sound shoreline.
Market context
What buyers and sellers should know.
Kirkland waterfront inventory is permanently constrained. The best properties — deep water, stable bulkheads, south or west exposure, and legal dock structures — rarely come to market and typically sell quickly when they do.
Kirkland single-family homes are currently priced around $2M median (roughly $773/sqft), with a typical 40 days on market. The area is served by the Lake Washington School District, and top local employers include Google Kirkland, EvergreenHealth, and T-Mobile. Primary commute corridors connect to SR-520 / I-405 and Kirkland Transit Center.
RexMont Real Estate is Seattle and the Eastside's most-reviewed brokerage — 1,241+ five-star Google reviews and over $1 billion in closed transactions across 1,200+ deals.
Before you buy
What to know about waterfront homes in Kirkland.
Bulkhead condition and repair costs
Bulkheads (the retaining structures along the waterline) deteriorate over time and are expensive to repair or replace — $50,000–$300,000+ depending on linear footage and construction type. Always commission a bulkhead inspection by a marine engineer.
Dock permitting and water rights
Not all waterfront properties have permitted dock structures. Confirm dock permits, any Washington Department of Fish and Wildlife restrictions, and whether the dock is in a no-wake or no-motor zone.
Flood zone designation
FEMA flood zone classification affects insurance costs significantly. Properties in high-risk zones (Zone A or AE) require federally mandated flood insurance, which can add $3,000–$10,000+/year to holding costs.
Septic vs. sewer for older waterfront
Many older waterfront properties are on septic systems near the water's edge. King County and other jurisdictions have increasingly strict requirements for septic systems near shorelines. Inspect carefully and budget for potential upgrades.
Shoreline erosion and environmental restrictions
Washington's Shoreline Management Act regulates development within 200 feet of water. Additions, new structures, and even significant landscaping may require permits that can be difficult to obtain.
Tools & insights
Resources for Kirkland buyers and sellers.
Mortgage calculator
Estimate monthly payments and total interest.
Home value estimate
Get an agent-prepared estimate of your Kirklandhome's value.
Cost of buying a home
Closing costs, reserves, and what to have liquid before you start.
All Kirkland homes
Browse every Kirkland listing and neighborhood guide.
Live NWMLS data
Active Kirkland waterfront homes for sale
The latest active NWMLS waterfront homes in Kirkland, refreshed hourly.
- Median price
- $1.5M
- Median $/sqft
- $735
- Avg days on market
- 40
- Listings for sale
- 347+
- ActiveNew today
$2,398,000
MLS# 258055812416 Ne 72nd Street
Kirkland, WA 98033
5 bd3.25 ba3,277 sqftListing courtesy of COMPASS
- ActiveNew today
$510,000
MLS# 25788869918 Ne 144th Lane #406
Kirkland, WA 98034
3 bd1.75 baListing courtesy of Windermere Real Estate Co.
- ActiveNew today
$1,898,800
MLS# 257736112524 Ne 75th Place
Kirkland, WA 98033
4 bd2.5 ba2,709 sqftListing courtesy of Windermere Real Estate/East
- ActiveNew today
$938,000
MLS# 258123510141 Ne 126th Street
Kirkland, WA 98034
3 bd2 ba1,380 sqftListing courtesy of Windermere Bellevue Commons
- ActiveNew today
$950,000
MLS# 258018512824 98th Place Ne
Kirkland, WA 98034
3 bd1.75 ba1,540 sqftListing courtesy of COMPASS
- ActiveNew today
$1,175,000
MLS# 25788329407 Ne 128th Street
Kirkland, WA 98034
3 bd2.5 ba1,510 sqftListing courtesy of Realogics Sotheby's Int'l Rlty
- ActiveNew today
$1,340,000
MLS# 256253011615 Ne 100th Street
Kirkland, WA 98033
4 bd1.75 ba2,266 sqftListing courtesy of Rain Town Realty + JPAR
- ActiveNew today
$1,099,999
MLS# 258124413209 Ne 127th Court #b
Kirkland, WA 98034
4 bd3 baListing courtesy of Cascadian King Company, L.L.C.
- ActiveNew today
$1,090,000
MLS# 25809561845 4th Street
Kirkland, WA 98033
2 bd2.5 ba1,274 sqftListing courtesy of Windermere R.E. Northeast, Inc
- ActiveNew today
$2,499,000
MLS# 25809011847 4th Street
Kirkland, WA 98033
4 bd3.5 ba3,130 sqftListing courtesy of Windermere R.E. Northeast, Inc
- ActiveNew today
$839,000
MLS# 258011512312 Ne 147th Court
Kirkland, WA 98034
3 bd2.25 baListing courtesy of Real Broker LLC
- ActiveNew today
$2,450,000
MLS# 25763681020 5th Street
Kirkland, WA 98033
4 bd2.5 ba3,130 sqftListing courtesy of Coldwell Banker Bain
- ActiveNew today
$1,488,800
MLS# 258054512017 93rd Place Ne
Kirkland, WA 98034
3 bd2.5 ba2,330 sqftListing courtesy of RE/MAX Northwest
- ActiveNew today
$1,190,000
MLS# 257897812943 Ne 131st Street
Kirkland, WA 98034
3 bd2.25 ba1,860 sqftListing courtesy of Ensemble
- ActiveNew today
$4,463,900
MLS# 258077310232 Ne 65th Street
Kirkland, WA 98033
4 bd3.5 ba3,858 sqftListing courtesy of Windermere Real Estate/East
- ActiveNew today
$1,199,850
MLS# 257763712319 Ne 70th Lane
Kirkland, WA 98033
3 bd2.5 baListing courtesy of eXp Realty
- ActiveNew today
$1,795,000
MLS# 258079413142 Holmes Point Drive Ne
Kirkland, WA 98034
3 bd2.5 ba2,280 sqftListing courtesy of COMPASS
- ActiveNew today
$948,000
MLS# 258001110403 Ne 135th Place
Kirkland, WA 98034
3 bd1.75 ba1,390 sqftListing courtesy of Redfin
- ActiveNew today
$325,000
MLS# 258054214014 Juanita Drive Ne #b2
Kirkland, WA 98034
2 bd1 baListing courtesy of Keller Williams Realty Bothell
- ActiveNew today
$1,600,000
MLS# 25793115203 111th Avenue Ne
Kirkland, WA 98033
4 bd2.5 ba2,460 sqftListing courtesy of Windermere Real Estate Co.
- ActiveNew today
$1,095,000
MLS# 25804609210 116th Avenue Ne
Kirkland, WA 98033
2 bd2.25 baListing courtesy of Gillis Real Estate LLC
- ActiveNew today
$659,900
MLS# 2576950605 5th Street #b 201
Kirkland, WA 98033
2 bd1.75 baListing courtesy of Coldwell Banker Bain
- ActiveNew today
$399,950
MLS# 257978712429 Ne 130th Court #g108
Kirkland, WA 98034
2 bd1 baListing courtesy of Every Door Real Estate
- ActiveNew today
$1,124,999
MLS# 258120813209 Ne 127th Court #a
Kirkland, WA 98034
4 bd3 baListing courtesy of Cascadian King Company, L.L.C.
All 347 homes as a list
- 346 10th Avenue · $1,625,000
- 641 18th Avenue W · $1,079,000
- 11801 100th Avenue Ne #a103 · $369,950
- 9331 126th Avenue Ne · $1,549,000
- 639 18th Avenue W · $1,035,000
- 14447 86th Place Ne · $1,099,995
- 634 + 636 Eleventh Avenue · $2,968,000
- 10612 Ne 54th Lane · $1,689,000
- 10612 Ne 54th Lane · $1,689,000
- 10425 Ne 112th Street · $2,600,000
- 11527 113th Place Ne · $1,299,000
- 322 5th Avenue #302 · $1,499,000
- 11218 Ne 91st St · $1,195,000
- 6065 Ne 135th Street · $2,350,000
- 13816 Ne 137th Street · $799,950
- 6008 116th Ave Ne · $1,399,000
- 9309 132nd Avenue Ne · $1,329,950
- 424 10th Avenue · $3,200,000
- 14265 92nd Place Ne · $1,198,000
- 641 18th Avenue W · $1,079,000
- 6708 125th Avenue Ne · $2,880,000
- 639 18th Avenue W · $1,035,000
- 12705 Holmes Point Drive Ne · $7,125,000
- 9323 126th Avenue Ne · $1,495,000
- 1411 8th Street W · $6,998,000
- 11317 Ne 117th Street · $1,250,000
- 6205 Ne 125th Street · $1,185,950
- 13024 137th Drive Ne · $2,098,000
- 12523 Ne 138th Place · $945,000
- 6527 106th Avenue Ne #10 · $959,000
- 7003 117th Place Ne · $1,895,000
- 9905 Ne 124th Street #703 · $380,000
- 6527 106th Avenue Ne #10 · $959,000
- 7047 Ne 138th Street · $1,079,000
- 11505 112th Court Ne · $1,150,000
- 6814 Ne 129th Street · $2,000,000
- 13444 110th Place Ne · $1,190,000
- 12618 100th Lane Ne #j248 · $445,000
- 7443 Ne 123rd Place · $1,299,900
- 8618 Ne 137th Street · $1,150,000
- 8710 112th Avenue Ne · $1,995,000
- 14510 124th Avenue Ne #e35 · $310,000
- 11500 Ne 128th Street Dr #47 · $530,000
- 8710 112th Avenue Ne · $1,995,000
- 9927 Ne 144th Lane #804 · $535,000
- 6225 Lake Washington Boulevard Ne #208 · $495,000
- 6401 Lake Washington Boulevard Ne #307 · $985,000
- 11823 Ne 70th Lane · $1,750,000
- 20 6th Street · $1,662,500
- 11823 Ne 70th Lane · $1,750,000
- 17113 93rd Avenue Ne #b-6 · $575,000
- 14237 105th Avenue Ne · $949,990
- 8496 Ne Woodland Cove Drive · $4,690,000
- 12724 Ne 94th Court · $1,395,000
- 13133 Ne 74th Street · $1,499,000
- 7921 Ne 124th Street · $1,988,000
- 13133 Ne 74th Street · $1,499,000
- 11411 102nd Court Ne · $550,000
- 9635 Ne 129th Place · $850,000
- 11411 102nd Court Ne · $550,000
- 11419 109th Avenue Ne · $3,198,999
- 12024 100th Avenue Ne #p101 · $416,000
- 6308 110th Avenue Ne · $2,189,000
- 14509 127th Lane Ne #n-39 · $238,000
- 13611 Ne 136th Pl · $2,250,000
- 8203 Ne Juanita Drive · $5,698,880
- 14037 108th Avenue Ne · $849,990
- 13115 80th Avenue Ne · $1,799,000
- 13115 80th Avenue Ne · $1,799,000
- Address withheld · Kirkland · $45,000
- 9715 Ne Juanita Drive #210b · $849,999
- 8312 120th Avenue Ne · $1,345,000
- 10132 Ne 144th Place · $1,050,000
- 11605 Ne 155th Street · $849,995
- 9834 Ne 130th Place · $688,000
- 201 2nd Street S #201 · $469,900
- 11605 Ne 155th Street · $849,995
- 208 Waverly Way · $4,500,000
- 12906 87th Ave Ne · $950,000
- 1947 1st Street · $2,888,000
- 13306 85th Avenue Ne · $1,080,000
- 14130 128th Avenue Ne · $1,250,000
- 12712 Ne 120th Street #g5 · $440,000
- 13276 124th Court Ne · $1,375,000
- 211 Kirkland Avenue #221 · $559,950
- 8227 Ne 128th Street · $1,099,850
- 11249 108th Avenue Ne · $1,395,000
- 10209 125th Avenue Ne · $2,199,850
- 11612 Ne 107th Lane · $2,099,950
- 615 & 617 13th Avenue W · $5,099,950
- 12615 Ne 142nd Street · $1,175,000
- 12419 93rd Avenue Ne · $1,098,000
- 12014 98th Avenue Ne #302 · $625,000
- 11249 108th Avenue Ne · $1,395,000
- 11802 98th Avenue Ne #b6 · $569,050
- 12014 98th Avenue Ne #302 · $625,000
- 12229 Ne 100th Street · $1,960,000
- 9217 122nd Court Ne #112 · $616,950
- 13911 103rd Avenue Ne · $975,000
- 9012 124th Lane Ne · $1,389,950
- 10811 (hs 109) 120th Lane Ne #a · $1,259,000
- 14340 113th Avenue Ne · $950,000
- 10702 Ne 144th Court · $1,199,998
- 11506 Ne 128th Street #22 · $478,850
- 9012 124th Lane Ne · $1,389,950
- 12525 Ne 145th Place #f107 · $270,000
- 10812 (hs 59) 120th Lane Ne #a · $1,269,995
- 12509 Ne 138th Place · $1,085,000
- 515 Lake Street S #205 · $899,000
- 12515 109th Court Ne #b202 · $299,500
- 9232 139th Street · $1,225,000
- Address withheld · Kirkland · $270,000
- 13323 108th Avenue Ne · $899,000
- 4511 Lake Washington Blvd. Ne #2 · $2,990,000
- 10016 Ne 117th Court · $1,690,000
- 6508 103rd Avenue Ne · $4,788,000
- 10716 127th Avenue Ne · $1,200,000
- 11633 Ne 92nd St · $2,895,000
- 8205 Ne 128th Street · $1,578,000
- 8205 Ne 128th Street · $1,578,000
- 14335 Simonds Rd Ne #a102 · $545,000
- 12601 Ne 80th Street · $1,499,500
- 12020 100th Avenue Ne #m103 · $389,000
- 6811 117th Avenue Ne · $1,249,999
- 12086 Ne 137th Court · $949,995
- 211 Kirkland Avenue #206 · $910,000
- 10026 Slater Avenue Ne · $1,724,000
- 13515 121st Avenue Ne · $850,000
- 6515 106th Avenue Ne · $3,590,000
- 13004 Ne 112th Street · $3,549,990
- 14737 112th Avenue Ne · $1,100,000
- 4817 Lake Washington Boulevard Ne #6 · $2,600,000
- 10820 Ne 144th Court · $1,119,000
- 11125 129th Street · $1,028,000
- 11212 Ne 145th Street · $999,950
- 11228 108th Avenue Ne · $1,225,000
- 11228 108th Avenue Ne · $1,225,000
- 311 S 2nd Street #101 · $1,937,500
- 12646 Ne 80th Street · $945,000
- 11312 124th Avenue Ne #302 · $580,000
- 8642 Ne 123rd Place · $1,300,000
- 528 Lake Street S #a201 · $2,950,000
- 4561 Lake Washington Boulevard Ne #306 · $895,000
- 210 Market Street #304 · $1,750,000
- 324 6th Avenue S · $2,588,000
- 219 5th Avenue S #f304 · $2,598,000
- 12530 Holmes Point Drive Ne · $2,300,000
- 6211 Lake Washington Boulevard Ne · $9,500,000
- 629 Kirkland Way #b11 · $699,000
- 7825 Ne 143rd Street · $1,849,950
- 8012 Ne 128th Street · $823,000
- 8229 Ne 128th Street · $1,199,850
- 11213 Ne 112th St · $1,075,000
- 11822 Holmes Point Drive Ne · $3,380,000
- 7407 120th Lane Ne · $3,300,000
- 10901 124th Avenue Ne #2-4 · $749,000
- 13210 Ne 127th Way #d · $1,059,999
- 10763 Ne 139th Street · $1,173,000
- 13216 Ne 127th Court #a · $1,099,999
- 5105 107th Lane Ne · $3,850,000
- 9039 Ne Juanita Drive #307 · $789,000
- 10655 132nd Avenue Ne · $1,880,000
- 14205 77th Avenue Ne · $899,990
- 12908 Ne 70th Place · $1,325,250
- 14433 106th Place Ne · $1,119,000
- 11110 Ne 125th Lane #h229 · $415,000
- 9836 Ne 130th Place · $675,000
- 10655 132nd Avenue Ne · $1,880,000
- 14215 110th Avenue Ne · $850,000
- 701 9th Avenue S #707 · $1,775,880
- 10017 Ne 138th Place #b4 · $415,000
- 10017 Ne 138th Place #b4 · $415,000
- 14434 83rd Place Ne · $885,000
- 10930 Ne 120th Street · $1,739,000
- 11637 100th Avenue Ne #2c · $460,000
- 701 9th Avenue S #707 · $1,775,880
- 615 6th Street #107 · $895,000
- 10648 Ne 47th Place · $2,100,000
- 108 2nd Avenue S #504 · $1,580,000
- 14434 83rd Place Ne · $885,000
- 6421 Lake Washington Boulevard Ne #301 · $548,000
- 3811 97th Avenue Ne · $3,325,000
- 3811 97th Avenue Ne · $3,325,000
- 10009 Ne 141st Street · $1,299,950
- 10931 124th Avenue Ne #206 · $380,000
- 14236 95th Avenue Ne · $1,099,000
- 11907 Ne 133rd Place · $1,545,000
- 12729 Ne 144th Street #154a · $299,988
- 14328 85th Place Ne · $1,099,000
- 4802 111th Avenue Ne · $1,750,000
- 11701 100th Avenue Ne #5 · $505,000
- 11701 100th Ne #5 · $505,000
- 10112 Ne 68th Street Ne #4 · $899,000
- 12838 Ne 73rd Street · $2,099,950
- 11215 Champagne Point Road Ne · $1,369,000
- 9910 Ne 116th Street #202 · $712,000
- 13202 Ne 127th Court #d · $1,124,999
- 4561 Lake Washington Boulevard Ne #201 · $604,999
- 11215 Champagne Point Road Ne · $1,369,000
- 7925 Ne 124th Street · $2,188,000
- 12017 93rd Avenue Ne · $875,000
- 8414 Ne 144th Place · $1,049,950
- 10913 Ne 48th Street · $1,900,000
- 12315 Ne 70th Lane #2 · $1,349,850
- 11235 Ne 146th St · $890,000
- 12016 106th Avenue Ne · $1,163,000
- 13415 Ne 128th Place · $1,889,500
- 9417 Ne 128th Street · $1,195,000
- 13637 103rd Avenue Ne · $1,369,000
- 12611 109th Ct Ne #j202 · $450,000
- 13637 103rd Avenue Ne · $1,369,000
- 9015 Ne Juanita Lane · $6,695,000
- 13629 103rd Avenue Ne · $1,379,000
- 13629 103rd Avenue Ne · $1,379,000
- 725 9th Avenue S #201 · $499,000
- 14510 124th Avenue Ne #c28 · $340,000
- 11633 Ne 92nd Street · $2,895,000
- 8630 113th Lane Ne · $1,280,000
- 8630 113th Lane Ne · $1,280,000
- 12507 79th Ave Ne · $1,850,000
- 375 Kirkland Avenue #329 · $1,249,000
- 10030 Ne 110th Street · $2,499,000
- 13017 Ne 113th Street #1 · $2,550,000
- 10183 Ne 112th Place · $1,395,999
- 13127 Ne 87th Lane · $1,295,950
- 12631 94th Avenue Ne · $1,549,000
- 13127 Ne 87th Lane · $1,295,950
- 7619 115th Place Ne · $2,875,000
- 13110 Ne 103rd Place · $2,998,000
- 733 S Lake St #209 · $660,000
- 11419 Ne 100th Street · $1,998,000
- 11514 Ne 87th Street #b · $1,590,000
- 12004 101st Avenue Ne #j3 · $399,950
- 5866 127th Avenue Ne · $4,735,000
- 13718 84th Avenue Ne · $1,260,000
- 13742 Ne 101st Street · $1,425,000
- 13718 84th Avenue Ne · $1,260,000
- 12602 109th Court Ne #g103 · $485,000
- 11903 Ne 142nd Place · $1,125,000
- 7419 120th Lane Ne · $2,950,000
- 10011 Ne 138th Place #a5 · $425,000
- 12435 Ne 131st Court #d104 · $379,980
- 12734 Ne 116th Lane #g3 · $409,000
- 11515 105th Place Ne #n-53 · $650,000
- 916 18th Avenue W · $2,549,000
- 421 2nd Street W · $4,400,000
- 12004 81st Avenue Ne · $1,359,000
- 12918 126th Court Ne #k302 · $495,000
- 11415 Slater Avenue Ne #312 · $599,000
- 10215 135th Circle Ne #28 · $874,000
- 11312 Ne 60th Street · $1,899,000
- 10301 Ne 136th Place Ne · $959,000
- 13130 Holmes Point Drive Ne · $2,898,000
- 12037 100th Avenue Ne #103 · $499,000
- 8338 Ne Juanita Drive · $2,100,000
- 11122 Ne 41st Drive #35 · $1,230,000
- 12531 81st Place Ne · $1,060,000
- 13628 Ne 133rd Place · $2,400,000
- 14333 93rd Avenue Ne · $1,049,950
- 10034 Slater Avenue Ne · $2,098,000
- 11122 Ne 41st Drive #35 · $1,230,000
- 12014 98th Avenue Ne #101 · $393,000
- 12022 Ne 97th Street · $2,980,000
- 104 9th Lane #127 · $1,149,950
- 11512 Ne 115th Court · $725,000
- 9541 Slater Ave Ne · $949,000
- 104 9th Lane #127 · $1,149,950
- 11512 Ne 115th Court · $725,000
- 8021 Ne 122nd Place · $1,175,000
- 5404 Lake Washington Boulevard Ne #b · $1,250,000
- 719 19th Lane W · $3,550,000
- 12311 87th Court Ne · $1,699,300
- 13755 Ne 101st Street · $2,498,000
- 13521 Ne 128th Place · $1,825,000
- 9437 Ne 126th Place · $1,099,000
- 11706 Ne 105th Court · $795,000
- 9541 Slater Avenue Ne · $949,000
- 122 Waverly Way · $2,970,000
- 10410 Ne 58th Street · $5,998,000
- 10530 124th Avenue Ne · $950,000
- 10237 134th Avenue Ne · $4,298,000
- 919 6th Street W · $5,700,000
- 12641 Ne 104th Street · $1,499,000
- 5010 114th Avenue Ne · $1,499,950
- 11903 Ne 128th Street #p05 · $899,000
- 6201 Lake Washington Boulevard Ne #208 · $485,000
- 1630 2nd Street · $1,600,000
- 225 4th Avenue #a309 · $995,000
- 317 1st Street · $2,780,000
- 524 7th Ave · $2,350,000
- 6620 Lake Washington Boulevard Ne #303 · $1,499,000
- 12036 89th Place Ne · $1,395,000
- 12330 Ne 92nd Lane #402 · $650,000
- 7619 Ne 125th Street · $1,300,000
- 8618 Ne 143rd Street · $1,198,000
- 12229 Ne 106th Street · $2,349,850
- 14013 113th Avenue Ne · $900,000
- 12929 136th Ct Ne · $1,850,000
- 11312 124th Avenue Ne #201 · $598,000
- 9715 Ne Juanita Drive #b407 · $899,000
- 11324 83rd Place Ne · $1,888,000
- 12815 98th Place Ne · $989,000
- 12742 Ne 116th Lane #j23 · $309,000
- 14260 110th Avenue Ne · $1,050,000
- 10602 Ne 60th Street · $1,750,000
- 9604 Ne 124th Street · $1,069,000
- 12309 80th Avenue Ne · $1,250,000
- 14379 104th Avenue Ne · $948,000
- 65 Kirkland Avenue #102 · $626,900
- 122 8th Avenue · $2,000,000
- 13305 115th Avenue Ne · $1,049,000
- 14136 74th Place Ne #15c · $344,900
- 635 17th Avenue W · $3,375,000
- 11526 Ne 116th Street · $1,600,000
- 816 6th Street S · $1,500,000
- 13216 Ne 139th Place · $899,000
- 12037 100th Avenue Ne #206 · $499,950
- 12200 100th Avenue Ne ##p-a · $349,000
- 515 Lake Street S #102 · $749,900
- 8706 Ne 135th Place · $1,299,950
- 733 Lake Street S #301 · $549,000
- 10110 Ne 60th Street #104 · $585,000
- 8519 126th Avenue Ne · $4,000,000
Listing data courtesy of NWMLS. Provided for the consumer's personal, non-commercial use. Market stats reflect representative market data for Kirkland; current listings and individual neighborhoods may vary.
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Common questions
Kirkland waterfront homes FAQ.
- What does waterfront property cost in Kirkland?
- Waterfront pricing in Kirkland varies dramatically by water body, depth, views, and improvements. RexMont's waterfront specialists can give you a current market snapshot and identify what distinguishes premium properties from those that are simply on the water.
- Is waterfront property a good investment?
- Waterfront with deep water access, a stable bulkhead, and full permits consistently holds value over time. Waterfront properties with deferred maintenance, flood risk, or permitting issues carry more volatility.























