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Listed by Mike Tenore • Windermere Whidbey Island.
FOR SALE

$475,000

Est. $2,574/mo

2 bd•1.75 ba•1,646 sq ft

1320 Swantown Road, Oak Harbor, WA 98277

• Listed Sep 29, 2026•183 days active · 183 cumulative

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★★★★★5.0·1,215 Google reviews

Listing Broker: Windermere Whidbey Island; Mike Tenore; 206-255-8712; mtenore@windermere.com

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Listing Broker: Windermere Whidbey Island; Mike Tenore; 206-255-8712; mtenore@windermere.com

About this home

Charming is the perfect word to capture the inviting feel of this beautifully remodeled home, with views of the golf course and Olympic Mountains. Ideally situated on a spacious half-acre corner lot, close to town and the beaches. With ample open space, there’s plenty of room for your RV or boat, and the potential to add a garage, workshop, or custom shop—whatever suits your lifestyle. There is already a new, large shed ready for you! Step inside to discover a thoughtfully updated interior featuring a bright, modern kitchen equipped with all newer stainless steel appliances, perfect for both everyday living and entertaining. Natural light pours in through expansive windows, creating a cheerful atmosphere throughout the home—no dark or dreary days here. Relax on the front porch and take in the stunning sunset views. The home offers the convenience of main-level bedrooms, while the upper level provides versatile bonus spaces ideal for a home office, media room, or game room—tailored to fit your needs. Located just minutes from local amenities, including golf, dining, and recreation, this home blends peaceful living with accessibility. With a remodel finished less than five years ago, you can enjoy modern comfort and style without the worry of major updates. This property truly offers the best of both worlds—charm, functionality, and room to grow. Seller is offering a $2,000 credit at closing to help a buyer purchase a lower interest rate, or to help with their closing costs.

Property type
Single Family
Year built
1940
Interior
1,646 sq ft
Lot size
0.4639 acres
Parking
Driveway, RV Parking
Price / sq ft
$289
HeatingBaseboard, Wall Furnace
CoolingNone
Property taxes$3,658/yr (est.)
School districtOak Harbor

Listed by Mike Tenore • Windermere Whidbey Island

Listing updated: October 29, 2026 at 06:27pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2588400

Around this home

RexMont OfferEdge™

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1320 Swantown Road, Oak Harbor, WA 98277

List price
$475,000
Down payment
$95,000

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Built-In Vacuum
  • Dbl Pane/Storm Window
  • Pantry
  • Walk-In Closet(s)
  • Water Heater

Kitchen

  • Dishwasher
  • Microwave
  • Refrigerator
  • Stove(s)/Range(s)

Bedrooms

  • 2 bedrooms total
  • 2 on the main level

Bathrooms

  • 1 full bathroom
  • 1 three-quarter bathroom (shower, no tub)
  • 1.75 bathrooms total (NWMLS count)
  • 2 on the main level

Layout

  • 1 1/2 Story
  • 1,646 sq ft finished

Flooring

  • Laminate
  • Carpet

Heating & cooling

  • Baseboard heating
  • Wall Furnace heating
  • None cooling

Schools

Ratings via SchoolDigger

Oak Harbor School District

  • Buyer To Verify
    Public · Grades Elementary
    —
  • Buyer To Verify
    Public · Grades Middle
    —
  • Oak Harbor High School
    Public · Grades 9-12 · State rank 130 of 396
    6/10

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level,Partial Slope
Vegetation
Garden Space, Wooded
Zoning code
RR
Zoning jurisdiction
County

Systems

Energy source
Electric
Power production
Electric
Water heater
Electric
Water heater location
Closet
Power company
PSE
Water company
Hillcrest Village Water
Garbage service
Island Disposal
Irrigation water rights
No
Internet connected
Ziply Fiber
Cable connected
Ziply Fiber

Rooms & extras

Bathtubs
1
Showers
1

New construction

Square footage source
ICA
Lot size source
ICA
Effective year built source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

Opens with the report above.

Down payment assistance

6 programs may be available to provide you with up to $23,750 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$2,998 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

Takes about 5 minutes & won't affect your credit

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Windermere Whidbey Island; Mike Tenore; 206-255-8712; mtenore@windermere.com

Market pulse

Oak Harbor is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 71 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $555,000 Sold

    6 days ago

    3 bd•2 ba•~1,899 sq ft•Single Family

    1191 SW Xavier Drive, Oak Harbor, WA 98277

    3%

    Under list

    48

    Days on market

    0.4 mi

    Distance

  • $700,000 Sold

    1 week ago

    4 bd•2.5 ba•~2,747 sq ft•Single Family

    2837 SW Fairway Point Drive, Oak Harbor, WA 98277

    0%

    Over list

    186

    Days on market

    0.6 mi

    Distance

  • $659,000 Sold

    2 weeks ago

    4 bd•2.5 ba•~2,359 sq ft•Single Family

    2209 SW Putnam Drive, Oak Harbor, WA 98277

    0%

    Over list

    76

    Days on market

    0.1 mi

    Distance

  • $575,000 Sold

    2 weeks ago

    3 bd•2.5 ba•~1,785 sq ft•Single Family

    1589 SW Victory Street, Oak Harbor, WA 98277

    5%

    Over list

    45

    Days on market

    0.5 mi

    Distance

  • $685,000 Sold

    3 weeks ago

    4 bd•2.5 ba•~2,493 sq ft•Single Family

    1873 SW Downfield Way, Oak Harbor, WA 98277

    0%

    Over list

    62

    Days on market

    0.9 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Nov 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of November 9, 2026 at 12:11 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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© 2026 Northwest Multiple Listing Service. All rights reserved.

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