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Listed by Annie Cash • Windermere Whidbey Island.
FOR SALE

$674,900

Est. $3,658/mo

Price reduced $20,100 from the original $695,000 asking price

4 bd•2.5 ba•3,072 sq ft

1270 SW 4th Avenue, Oak Harbor, WA 98277

• Listed Aug 30, 2026•71 days active · 71 cumulative

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★★★★★5.0·1,215 Google reviews

Listing Broker: Windermere Whidbey Island; Annie Cash; 360-632-1260; annie@anniecashteam.com

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Listing Broker: Windermere Whidbey Island; Annie Cash; 360-632-1260; annie@anniecashteam.com

About this home

Striking Colonial curb appeal & southern exposure give this home a pleasing presence from the street—and it's every bit as polished within. Offering 3,072 sq ft, 4 bedrooms & 2.5 baths, the interior pairs soaring ceilings and custom millwork with easy-care plank flooring—balancing aesthetic & quality. Separate living & family rooms provide flexibility, while the spacious kitchen offers premium stainless appliances, solid-wood cabinetry & ample prep space. More? Efficient vinyl windows throughout, a versatile utility room & oversized 2-car garage provide abundant storage, plus space for projects & gear. Outside--enjoy the benefit of having a NEW roof, fully fenced backyard, low-maintenance synthetic deck & patio—preparing for shorter days, crisp mornings & everything the season brings. When you add in the ¼-acre corner lot in a premier in-town location close to schools, shopping & NAS Whidbey? There's no place like THIS home. What else? ** A FREE APPRAISAL **FREE TWO YEAR HOME WARRANTY! What are you waiting for?

Property type
Single Family
Year built
1990
Interior
3,072 sq ft
Lot size
0.2523 acres
Parking
2-car garage
Price / sq ft
$220
HeatingForced Air, Stove/Free Standing
CoolingNone
Property taxes$5,586.89/yr (est.)
School districtOak Harbor

Listed by Annie Cash • Windermere Whidbey Island

Listing updated: November 4, 2026 at 10:12am

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2575577

Around this home

RexMont OfferEdge™

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1270 SW 4th Avenue, Oak Harbor, WA 98277

List price
$674,900
Down payment
$134,980

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Bath Off Primary
  • Ceiling Fan(s)
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • High Tech Cabling
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Water Heater
  • Fireplace (wood burning)

Kitchen

  • Dishwasher
  • Microwave
  • Refrigerator
  • Stove(s)/Range(s)

Bedrooms

  • 4 bedrooms total
  • 4 upstairs

Bathrooms

  • 2 full bathrooms
  • 1 half bathroom
  • 2.5 bathrooms total (NWMLS count)
  • 1 on the main level

Layout

  • 2 Story
  • 3,072 sq ft finished
  • 638 sq ft garage

Flooring

  • Ceramic Tile
  • Laminate
  • Vinyl
  • Vinyl Plank
  • Carpet

Heating & cooling

  • Forced Air heating
  • Stove/Free Standing heating
  • None cooling

Schools

Ratings via SchoolDigger

Oak Harbor School District

  • Buyer To Verify
    Public · Grades Elementary
    —
  • Buyer To Verify
    Public · Grades Middle
    —
  • Buyer To Verify
    Public · Grades High
    —

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level
Vegetation
Garden Space
Lot number
9
Zoning jurisdiction
City

Systems

Energy source
Electric,Natural Gas,Wood
Power production
Electric, Natural Gas, Wood
Water heater
Gas
Water heater location
Garage
Power company
Puget Sound Energy
Water company
City of Oak Harbor
Sewer company
City of Oak Harbor
Gas company
Cascade Natural Gas
Garbage service
City of Oak Harbor
Irrigation water rights
No
Internet connected
Xfinity
Cable connected
Xfinity

Rooms & extras

Bathtubs
2
Showers
2
Fireplaces on main
1

New construction

Square footage source
ICAO
Lot size source
Public Records
Effective year built source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

Opens with the report above.

Down payment assistance

6 programs may be available to provide you with up to $33,745 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$4,293 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Windermere Whidbey Island; Annie Cash; 360-632-1260; annie@anniecashteam.com

Market pulse

Oak Harbor is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 71 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $435,000 Sold

    4 days ago

    4 bd•2.25 ba•~1,528 sq ft•Single Family

    21 SW 8th Avenue, Oak Harbor, WA 98277

    3%

    Under list

    126

    Days on market

    0.8 mi

    Distance

  • $555,000 Sold

    6 days ago

    3 bd•2 ba•~1,899 sq ft•Single Family

    1191 SW Xavier Drive, Oak Harbor, WA 98277

    3%

    Under list

    48

    Days on market

    0.8 mi

    Distance

  • $475,000 Sold

    1 week ago

    3 bd•2 ba•~1,434 sq ft•Single Family

    368 NW Columbia Drive, Oak Harbor, WA 98277

    1%

    Under list

    107

    Days on market

    0.7 mi

    Distance

  • $659,000 Sold

    2 weeks ago

    4 bd•2.5 ba•~2,359 sq ft•Single Family

    2209 SW Putnam Drive, Oak Harbor, WA 98277

    0%

    Over list

    76

    Days on market

    0.5 mi

    Distance

  • $575,000 Sold

    2 weeks ago

    3 bd•2.5 ba•~1,785 sq ft•Single Family

    1589 SW Victory Street, Oak Harbor, WA 98277

    5%

    Over list

    45

    Days on market

    0.8 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Nov 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of November 9, 2026 at 11:13 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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© 2026 Northwest Multiple Listing Service. All rights reserved.

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