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Listed by Dennis Balduf • REally Properties Inc.
CONTINGENT

$775,000

Est. $4,293/mo

3 bd•3 ba•2,082 sq ft

12995 Lake Shore Drive NW, Poulsbo, WA 98370

• Listed Aug 12, 2026

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★★★★★5.0·1,242 Google reviews

Listing Broker: REally Properties Inc; Dennis Balduf; 360-649-5053; dennisbalduf@gmail.com

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Listing Broker: REally Properties Inc; Dennis Balduf; 360-649-5053; dennisbalduf@gmail.com

About this home

Lake life starts right outside your door! Swim on a summer afternoon, launch your kayak or paddleboard for a morning or evening on the water, relax in the hot tub overlooking the lake, or simply settle into a chair at the shoreline and enjoy the view. Beautifully remodeled, this distinctive 3-bedroom, 3-bath chalet-style home on Island Lake pairs a wonderfully private waterfront setting with dramatic vaulted architecture, exposed beams, walls of glass, warm hardwood floors and multiple decks and patios connecting the home to the water. The gourmet kitchen features a 40" professional-style gas range, Thermador refrigerator/freezer, wine fridge, extensive cabinetry and walk-in pantry. Two private bedroom suites offer exceptional flexibility, including an upper suite with lake views, office and bath, plus a spacious lower primary suite with fireplace and its own outdoor living area and hot tub. Four tax parcels totaling approximately .40 acre include additional lakefront land, creating exciting possibilities for additional garage/shop space, an ADU, boathouse or other future use. Attached garage with shop space, pass-through drive and additional boat/trailer parking. Less than 10 minutes from Silverdale, St. Michael Medical Center and Bangor—yet once you're home, it feels a world away.

Property type
Single Family
Year built
1974
Interior
2,082 sq ft
Lot size
0.4 acres
Parking
1-car garage
Price / sq ft
$372
HeatingDuctless
CoolingDuctless
Property taxes$5,855/yr (est.)
School districtNorth Kitsap #400

Listed by Dennis Balduf • REally Properties Inc

Listing updated: October 2, 2026 at 11:27am

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2568585

Around this home

RexMont OfferEdge™

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12995 Lake Shore Drive NW, Poulsbo, WA 98370

List price
$775,000
Down payment
$155,000

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Bath Off Primary
  • Ceiling Fan(s)
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • Fireplace (Primary Bedroom)
  • Pantry
  • Fireplace (gas)
  • Unfinished basement

Kitchen

  • Dishwasher
  • Disposal
  • Dryer
  • Microwave
  • Refrigerator
  • See Remarks
  • Stove(s)/Range(s)
  • Washer

Bedrooms

  • 3 bedrooms total
  • 1 on the main level
  • 1 upstairs
  • 1 on the lower level

Bathrooms

  • 3 full bathrooms
  • 1 on the main level

Layout

  • Multi Level
  • 2,082 sq ft finished
  • 484 sq ft garage

Flooring

  • Hardwood
  • Vinyl Plank
  • Carpet

Heating & cooling

  • Ductless heating
  • Ductless cooling

Schools

Ratings via SchoolDigger

Schools shown are the nearest public Elementary, Middle, and High school for this property and may not be the assigned schools. Verify attendance boundaries with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level,Partial Slope,Terraces
Zoning jurisdiction
County

Systems

Energy source
Electric,Propane
Power production
Electric, Propane
Power company
PSE
Water company
Cascadia
Sewer company
Septic
Irrigation water rights
No
Internet connected
Xfinity
Cable connected
Comcast

Rooms & extras

Spa
Yes
Bathtubs
3
Showers
3
Fireplaces on main
1

New construction

Square footage source
Tax Records
Lot size source
Tax Records

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

Opens with the report above.

Down payment assistance

6 programs may be available to provide you with up to $55,000 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$4,975 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

Takes about 5 minutes & won't affect your credit

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: REally Properties Inc; Dennis Balduf; 360-649-5053; dennisbalduf@gmail.com

Market pulse

Poulsbo is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Well-priced homes draw multiple offers; others sell close to asking.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 63 days.

Want a deeper read on this market?

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Market data from MLS GRID / NWMLS · Updated Oct 2026

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 2, 2026 at 11:27am (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© 2026 Northwest Multiple Listing Service. All rights reserved.

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