$594,900
Est. $3,224/moPrice reduced $4,600 from the original $599,500 asking price
4 bd•2.5 ba•2,243 sq ft
544 SW Muzzall Street, Oak Harbor, WA 98277
• Listed Jul 21, 2026•111 days active · 111 cumulative
Listing Broker: 1% Lists Pacific Northwest; Chandra Lacy; 425-971-3619; chandra@1percentlists.com
Talk to a local RexMont expert
A local broker replies within minutes
Listing Broker: 1% Lists Pacific Northwest; Chandra Lacy; 425-971-3619; chandra@1percentlists.com
About this home
$10,000 BUYER CREDIT TOWARD RATE BUYDOWN—POTENTIAL 5% INTEREST RATE! Discover this beautifully updated Oak Harbor home offering exceptional value, spacious living, and incredible indoor-outdoor entertaining! Step inside to light-filled living spaces, rich hardwood floors, and an inviting open-concept layout designed for comfort and functionality. The spacious kitchen features abundant cabinetry, generous counter space, and a center island overlooking the main gathering areas. Oversized bedrooms offer flexibility for guests, a home office, or multi-generational living. Retreat to the spa-inspired primary bath and enjoy valuable updates including a newer dishwasher and new water heater. Outside, discover an expansive deck and patio overlooking a private backyard with mature landscaping, perfect for BBQs, outdoor dining, entertaining, or relaxing. Beautiful grounds provide privacy and curb appeal, while generous parking offers everyday convenience. Ideally located near NAS Whidbey Island, downtown Oak Harbor, shopping, schools, parks, and commuter routes. This move-in-ready Whidbey Island home combines space, thoughtful updates, and an exceptional lifestyle! Seller offers a $10,000 buyer credit toward an interest rate buydown or allowable closing costs. Potential 5% rate subject to lender approval, loan terms, and market conditions. Don't miss this opportunity!
Listed by Chandra Lacy • 1% Lists Pacific Northwest
Listing updated: November 2, 2026 at 09:42am
RexMont checked: moments ago
Source: NWMLS as Distributed by MLS Grid #2557910
Around this home
How much should you offer?
544 SW Muzzall Street, Oak Harbor, WA 98277
Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.
Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.
Property details
Interior features
- Bath Off Primary
- Ceiling Fan(s)
- Dbl Pane/Storm Window
- Dining Room
- Fireplace
- Jetted Tub
- Pantry
- Skylight(s)
- Walk-In Closet(s)
- Fireplace
Kitchen
- Dishwasher
- Double Oven
- Refrigerator
- Stove(s)/Range(s)
Bedrooms
- 4 bedrooms total
- 4 upstairs
Bathrooms
- 2 full bathrooms
- 1 half bathroom
- 2.5 bathrooms total (NWMLS count)
- 1 on the main level
Layout
- 2 Story
- 2,243 sq ft finished
Flooring
- Ceramic Tile
- Laminate
- Vinyl
- Carpet
Heating & cooling
- Forced Air heating
- None cooling
Schools
Ratings via SchoolDiggerOak Harbor School District
- Buyer To VerifyPublic · Grades Elementary—
- Buyer To VerifyPublic · Grades Middle—
- Buyer To VerifyPublic · Grades High—
Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.
Single-family home facts
As entered by the listing broker on Northwest MLS
Lot & site
- Topography
- Level
- Vegetation
- Garden Space
Systems
- Energy source
- Electric,Natural Gas,Wood
- Power production
- Electric, Natural Gas, Wood
- Power company
- PSE
- Water company
- City of Oak Harbor
- Sewer company
- City of Oak Harbor
- Gas company
- Cascade Natural Gas
- Garbage service
- City of Oak Harbor
- Irrigation water rights
- No
Rooms & extras
- Spa
- Yes
- Fireplaces on main
- 1
New construction
- Square footage source
- Realist
- Lot size source
- Realist
Manufactured home
- Land lease
- No
Neighborhood mobility
Doorstep, Pedal & Station Scores
Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.
Ground Truth™
The ground, the slope, the flood zone and the noise at this address
Read from public hazard, flood, terrain and noise maps for this exact home.
Address Insider™
The members' report
Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.
Opens with the report above.
Down payment assistance
6 programs may be available to provide you with up to $29,745 in down payment assistance, depending on your specific information.
Northwest MLS lists this home as eligible for down payment assistance programs
Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.
Mortgage payment forecast
$3,753 per month
Great rateTakes about 5 minutes & won't affect your credit
Get pre-approvedSource: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.
Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.
Ask about this home
A licensed RexMont broker will get back to you, usually in under 5 minutes during business hours.
Listing Broker: 1% Lists Pacific Northwest; Chandra Lacy; 425-971-3619; chandra@1percentlists.com
Market pulse
Oak Harbor is a balanced market.
Supply and demand are roughly in balance. Neither side has a clear edge.
Offer insight: Homes typically sell with one offer near asking price.
List to sale price: The average home sells very close to list price.
Time on market: The average home goes pending in around 71 days.
Recent sales nearby
Within 1 mile · last 6 months$435,000 Sold
4 days ago
4 bd•2.25 ba•~1,528 sq ft•Single Family
21 SW 8th Avenue, Oak Harbor, WA 98277
3%
Under list
126
Days on market
0.7 mi
Distance
$555,000 Sold
6 days ago
3 bd•2 ba•~1,899 sq ft•Single Family
1191 SW Xavier Drive, Oak Harbor, WA 98277
3%
Under list
48
Days on market
0.8 mi
Distance
$475,000 Sold
1 week ago
3 bd•2 ba•~1,434 sq ft•Single Family
368 NW Columbia Drive, Oak Harbor, WA 98277
1%
Under list
107
Days on market
0.8 mi
Distance
$659,000 Sold
2 weeks ago
4 bd•2.5 ba•~2,359 sq ft•Single Family
2209 SW Putnam Drive, Oak Harbor, WA 98277
0%
Over list
76
Days on market
0.6 mi
Distance
$575,000 Sold
2 weeks ago
3 bd•2.5 ba•~1,785 sq ft•Single Family
1589 SW Victory Street, Oak Harbor, WA 98277
5%
Over list
45
Days on market
0.7 mi
Distance
Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.
Want a deeper read on this market?
Ask a RexMont agentMarket data from MLS GRID / NWMLS · Updated Nov 2026
Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.
MLS GRID Disclaimer
Based on information submitted to the MLS GRID as of November 9, 2026 at 11:13 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Some IDX listings have been excluded from this website.
© 2026 Northwest Multiple Listing Service. All rights reserved.
HO
Equal Housing Opportunity. RexMont Real Estate is pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
