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Listed by Kimberly Fraser • eXp Realty.
FOR SALE

$2,000,000

Est. $11,078/mo

4 bd•3.5 ba•3,588 sq ft

20910 Church Lake Drive E, Bonney Lake, WA 98391

• Listed Jun 28, 2026•33 days active · 33 cumulative

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★★★★★5.0·1,242 Google reviews

Listing Broker: eXp Realty; Kimberly Fraser; 425-209-5638; kimberly.fraser@exprealty.com

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Listing Broker: eXp Realty; Kimberly Fraser; 425-209-5638; kimberly.fraser@exprealty.com

About this home

Exceptional 95 feet of low-bank, eastern-facing Lake Tapps waterfront offering breathtaking sunrise views and an unparalleled waterfront lifestyle. Thoughtfully designed for both everyday living and entertaining, this custom residence showcases an open-concept floor plan enhanced by soaring vaulted and elegant tray ceilings with inset lighting throughout. The gourmet chef's kitchen serves as the heart of the home, featuring stainless steel appliances, granite countertops, an oversized breakfast bar, expansive walk-in pantry, and formal dining area that flows seamlessly into the main living spaces.Designed for convenient main-level living, the home offers a luxurious primary suite, private en-suite guest bedroom, dedicated office, and effortless access to the outdoor entertaining areas. The lower level provides exceptional flexibility with a spacious media/game room, two additional bedrooms, a second full kitchen, second laundry, and covered patio—ideal for multi-generational living, extended guests, or a private retreat.Outside, experience one of Lake Tapps' most impressive waterfront settings. Enjoy a rare dual dock complete with a covered boat slip, expansive moorage, and a no-bank sandy shoreline perfect for swimming, relaxing, and making lasting summer memories. Gather around the lakeside fire pit, entertain year-round, or simply take in the spectacular waterfront setting.

Property type
Single Family
Year built
1965
Interior
3,588 sq ft
Lot size
0.3282 acres
Parking
2-car garage
Price / sq ft
$557
Heating90%+ High Efficiency, Forced Air
Cooling90%+ High Efficiency, Central Air, Forced Air
Property taxes$17,493/yr (est.)
HOA dues$175 / year ($15/mo)
School districtSumner-Bonney Lake

Listed by Kimberly Fraser • eXp Realty

Listing updated: September 21, 2026 at 11:35pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2547175

Around this home

RexMont OfferEdge™

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20910 Church Lake Drive E, Bonney Lake, WA 98391

List price
$2,000,000
Down payment
$400,000

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Second Primary Bedroom
  • Bath Off Primary
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • High Tech Cabling
  • Pantry
  • Security System
  • Skylight(s)
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Wet Bar
  • Fireplace (gas)

Kitchen

  • Dishwasher
  • Disposal
  • Microwave
  • Refrigerator
  • Stove(s)/Range(s)

Bedrooms

  • 4 bedrooms total
  • 2 on the main level
  • 2 on the lower level

Bathrooms

  • 3 full bathrooms
  • 1 half bathroom
  • 3.5 bathrooms total (NWMLS count)
  • 3 on the main level

Layout

  • 1 Story w/Bsmnt.
  • 3,588 sq ft finished

Flooring

  • Ceramic Tile
  • Granite
  • Laminate
  • Stone
  • Vinyl

Heating & cooling

  • 90%+ High Efficiency heating
  • Forced Air heating
  • 90%+ High Efficiency cooling
  • Central Air cooling
  • Forced Air cooling

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level,Sloped,Terraces
Faces
East

Systems

Energy source
Electric,Natural Gas
Power production
Electric, Natural Gas
Power company
PSE
Water company
City of Bonney Lake
Sewer company
City of Bonney Lake
Gas company
PSE
Irrigation water rights
No
Internet connected
Comcast
Cable connected
Comcast

Rooms & extras

Spa
Yes
Bathtubs
2
Showers
3
Fireplaces on main
1

New construction

Square footage source
Realist
Lot size source
Realist

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

Opens with the report above.

Sun and shade

How many hours of direct sun each part of this lot gets on the day you pick. Hover the map to read a spot.

0 h11.0 h

Daylight 7:30 AM to 6:30 PM Pacific, 11.0 hours

Sun and shadows come from terrain and mapped buildings. Trees are not shown, so a yard under big trees can be shadier than this map. Sun map by ShadeMap.

Schools

Ratings via SchoolDigger

Sumner-Bonney Lake School District

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Sales & Tax Records for 20910 Church Lake Drive E

NWMLS via MLS Grid

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Jun 28, 2026
    Listed
    NWMLS via MLS Grid · #2547175
    $2,000,000
    $557/sq ft
  2. Oct 30, 2025
    Sold
    NWMLS via MLS Grid · #2404282
    $1,675,000
    $467/sq ft
  3. Sep 30, 2025
    Pending
    NWMLS via MLS Grid · #2404282
    $1,750,000
    $488/sq ft
  4. Sep 30, 2025
    Price reduced
    NWMLS via MLS Grid · #2404282
    $1,750,000
    $488/sq ft
  5. Jul 10, 2025
    Listed
    NWMLS via MLS Grid · #2404282
    $1,800,000
    $502/sq ft
  6. Oct 17, 2024
    Sold
    NWMLS via MLS Grid · #2288769
    $1,610,000
    $449/sq ft

Mortgage payment forecast

$13,051 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: eXp Realty; Kimberly Fraser; 425-209-5638; kimberly.fraser@exprealty.com

Market pulse

Bonney Lake is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 64 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $565,000 Sold

    3 days ago

    3 bd•1.75 ba•~1,640 sq ft•Single Family

    20411 Church Lake Road E, Bonney Lake, WA 98391

    0%

    Over list

    68

    Days on market

    0.6 mi

    Distance

  • $450,000 Sold

    5 weeks ago

    4 bd•2 ba•~1,680 sq ft•Single Family

    20601 Church Lake Drive E, Bonney Lake, WA 98391

    9%

    Under list

    23

    Days on market

    0.4 mi

    Distance

  • $699,950 Sold

    5 weeks ago

    •Single Family

    20636 Church Lake Dr E, Bonney Lake, WA 98391

    0%

    Over list

    36

    Days on market

    0.2 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Oct 2026

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of September 21, 2026 at 11:35pm (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© 2026 Northwest Multiple Listing Service. All rights reserved.

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