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Listed by Kevin Spivey • Spivey Realty Group, LLC.
FOR SALE

$1,249,000

Est. $6,918/mo

3 bd•1 ba•1,344 sq ft

10520 20th Street SE, Lake Stevens, WA 98258

• Listed Jun 22, 2026•45 days active · 45 cumulative

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★★★★★5.0·1,242 Google reviews

Listing Broker: Spivey Realty Group, LLC; Kevin Spivey; 360-589-1785; kevin@spiveyrealtygroup.com

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Listing Broker: Spivey Realty Group, LLC; Kevin Spivey; 360-589-1785; kevin@spiveyrealtygroup.com

About this home

Rare Lake Stevens commercial development opportunity! Currently a 3 bed, 1 bath rambler sitting on approximately 1.38 acres across two tax parcels in a highly desirable South Lake Stevens location. Recently rezoned and ready for your business goals! The existing home provides immediate use as a primary residence or rental, featuring a covered back patio and detached garage. A paved lower lot provides easy access to multiple sheds and shops, adding exceptional storage and utility. The property may accommodate attached townhomes, detached residences, commercial development! With two sewer stubs already on the property and the home currently served by septic, much of the groundwork is already in place. Develop now, hold for the future, or enjoy the property as-is while exploring the many possibilities. A unique property offering acreage, improvements, and substantial development potential all in one!

Property type
Townhouse
Year built
1970
Interior
1,344 sq ft
Lot size
1.38 acres
Parking
2-car garage
Price / sq ft
$929
HeatingForced Air, Heat Pump, Stove/Free Standing
CoolingCentral Air
Property taxes$3,997.22/yr (est.)
School districtLake Stevens

Listed by Kevin Spivey • Spivey Realty Group, LLC

Listing updated: September 21, 2026 at 11:34pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2540508

Around this home

RexMont OfferEdge™

How much should you offer?

10520 20th Street SE, Lake Stevens, WA 98258

List price
$1,249,000
Down payment
$249,800

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Fireplace
  • Water Heater
  • Fireplace (wood burning)

Kitchen

  • Dishwasher
  • Dryer
  • Refrigerator
  • Stove(s)/Range(s)
  • Washer

Bedrooms

  • 3 bedrooms total
  • 3 on the main level

Bathrooms

  • 1 full bathroom
  • 1 on the main level

Layout

  • 1 Story
  • 1,344 sq ft finished

Flooring

  • Vinyl
  • Carpet

Heating & cooling

  • Forced Air heating
  • Heat Pump heating
  • Stove/Free Standing heating
  • Central Air cooling

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Partial Slope,Sloped,Terraces
Zoning jurisdiction
City

Systems

Energy source
Electric,Natural Gas,Wood
Power production
Electric, Natural Gas, Wood
Water heater
Natural Gas
Power company
Snohomish County PUD
Irrigation water rights
No

Rooms & extras

Fireplaces on main
1

New construction

Square footage source
GHC Assessor
Lot size source
county

Manufactured home

Land lease
No

Neighborhood mobility

Walk, bike & transit scores

Source: Walk Score®, Bike Score® and Transit Score® are provided by Walk Score (walkscore.com), a third-party service. This is not Northwest MLS listing data.

Schools

Ratings via SchoolDigger

Schools shown are the nearest public Elementary, Middle, and High school for this property and may not be the assigned schools. Verify attendance boundaries with the district before purchasing.

Sales & Tax Records for 10520 20th Street SE

NWMLS via MLS Grid

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Jun 22, 2026
    Listed
    NWMLS via MLS Grid · #2540508
    $1,249,000
    $929/sq ft
  2. Jun 22, 2026
    Listed
    NWMLS via MLS Grid · #2544185
    $1,249,000
    $929/sq ft
  3. Mar 3, 2022
    Sold
    NWMLS via MLS Grid · #1867170
    $800,000
    $595/sq ft
  4. Dec 2, 2021
    Pending
    NWMLS via MLS Grid · #1867170
    $789,000
    $587/sq ft
  5. Nov 24, 2021
    Listed
    NWMLS via MLS Grid · #1867170
    $789,000
    $587/sq ft

Mortgage payment forecast

$7,563 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Spivey Realty Group, LLC; Kevin Spivey; 360-589-1785; kevin@spiveyrealtygroup.com

Market pulse

Lake Stevens is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Well-priced homes draw multiple offers; others sell close to asking.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 51 days.

Want a deeper read on this market?

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Market data from MLS GRID / NWMLS · Updated Oct 2026

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of September 21, 2026 at 11:34pm (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© 2026 Northwest Multiple Listing Service. All rights reserved.

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