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Listed by Lorena K. McPhail • Coldwell Banker Bain.
FOR SALE

$419,000

Est. $2,321/mo

Price reduced $80,999 from the original $499,999 asking price

3 bd•2.5 ba•2,028 sq ft

12716 97th Street Ct, Anderson Island, WA 98303

• Listed Jun 2, 2026•120 days active · 120 cumulative

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★★★★★5.0·1,244 Google reviews

Listing Broker: Coldwell Banker Bain; Lorena K. McPhail; 253-592-8205; lorenamcphail@cbbain.com

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Listing Broker: Coldwell Banker Bain; Lorena K. McPhail; 253-592-8205; lorenamcphail@cbbain.com

About this home

Escape to island living in this spacious, light-filled custom-built home that sits on a generous 0.60-acre lot that feels like a personal retreat surrounded by nature. Enjoy the benefit of only one HOA fee on this oversized parcel! Bordered by a serene seasonal creek, the setting is perfectly secluded, yet just a short walk away from the historic Johnson Farm & Gardens & the lush Jane Cammon trail system & walking track, putting the best of the island's natural escapes & community events at your doorstep. Inside, the home is updated & ready for modern living w/luxury vinyl plank flooring, 20KW generator, ADT system, & new furnace. The functional floorplan features an open vaulted living & dining room that leads into the large kitchen w/ ample wood cabinetry & pantry space, family room, & French doors that open to the oversized African Teakwood deck. Entertain outdoors w/ a custom covered area, w/plumbing for propane ready for connection to your fireplace or island kitchen & 30AMP for potential hot tub upgrade/RV hookup! Upstairs, find 2 guest bedrooms w/full vaulted guest bath, a den for home office/hobby room, & spacious primary suite w/ room for a sitting area, furnishings, & complete w/ 5-piece ensuite w/skylight to bring the sun in. The property features an easy cement drive leading to an attached 2-car garage, plus newly added 12x10 shed for all your tools & lake gear, & bonus 20x26 pad.Motivated seller offers $5,000 credit toward closing costs or interest rate buy-down!

Property type
Single Family
Year built
2007
Interior
2,028 sq ft
Lot size
0.612 acres
Parking
2-car garage
Price / sq ft
$207
HeatingForced Air
CoolingNone
Property taxes$5,116/yr (est.)
HOA dues$90/mo
School districtSteilacoom Historica

Listed by Lorena K. McPhail • Coldwell Banker Bain

Listing updated: September 21, 2026 at 09:38am

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2533241

Open houses

No upcoming open houses scheduled for this property.

Around this home

RexMont OfferEdge™

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12716 97th Street Ct, Anderson Island, WA 98303

List price
$419,000
Down payment
$83,800

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Bath Off Primary
  • Ceiling Fan(s)
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • Skylight(s)
  • Walk-In Closet(s)
  • Water Heater
  • Wired for Generator
  • Fireplace

Kitchen

  • Dishwasher
  • Microwave
  • Refrigerator
  • Stove(s)/Range(s)

Bedrooms

  • 3 bedrooms total
  • 3 upstairs

Bathrooms

  • 2 full bathrooms
  • 1 half bathroom
  • 2.5 bathrooms total (NWMLS count)
  • 1 on the main level

Layout

  • 2 Story
  • 2,028 sq ft finished
  • 455 sq ft garage

Flooring

  • Vinyl
  • Vinyl Plank

Heating & cooling

  • Forced Air heating
  • None cooling

Schools

Ratings via SchoolDigger

Steilacoom Historica School District

  • Buyer To Verify
    Public · Grades Elementary
    —
  • Pioneer Mid
    Public · Grades Middle
    —
  • Steilacoom High
    Public · Grades High
    —

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level,Partial Slope,Sloped
Vegetation
Brush, Garden Space
Lot number
99
Zoning code
R10
Zoning jurisdiction
County

Systems

Energy source
Electric,Propane
Power production
Electric, Propane
Water heater
Electric
Power company
Tanner Electric
Water company
Lake Josephine Riviera
Gas company
Island Propane
Garbage service
LeMay
Irrigation water rights
No
Internet connected
CenturyLink

Rooms & extras

Bathtubs
2
Showers
2
Fireplaces on main
1

New construction

Square footage source
Realist
Lot size source
Realist

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

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Sales & Tax Records for 12716 97th Street Ct

NWMLS via MLS Grid · Pierce County Assessor

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Sep 21, 2026
    Price reduced
    NWMLS via MLS Grid · #2533241
    $419,000
    $207/sq ft
  2. Jun 2, 2026
    Listed
    NWMLS via MLS Grid · #2533241
    $499,999
    $247/sq ft
  3. Jan 22, 2013
    Sold
    NWMLS via MLS Grid · #335077
    $112,500
    $55/sq ft
  4. Dec 9, 2012
    Pending
    NWMLS via MLS Grid · #335077
    $115,900
    $57/sq ft
  5. Dec 9, 2012
    Price reduced
    NWMLS via MLS Grid · #335077
    $115,900
    $57/sq ft
  6. Mar 21, 2012
    Listed
    NWMLS via MLS Grid · #335077
    $144,160
    $71/sq ft

Down payment assistance

6 programs may be available to provide you with up to $55,000 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$2,942 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Coldwell Banker Bain; Lorena K. McPhail; 253-592-8205; lorenamcphail@cbbain.com

Market pulse

Anderson Island is a buyer's market.

Inventory is rising and homes are sitting longer. Buyers have room to negotiate.

Buyer's marketSeller's market
  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells for about 1% below list price.

  • Time on market: The average home goes pending in around 100 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $12,000 Sold

    3 weeks ago

    •Single Family

    12004 Yoman Rd, Anderson Island, WA 98303

    0%

    Over list

    —

    Days on market

    0.6 mi

    Distance

  • $450,000 Sold

    4 weeks ago

    1 bd•1 ba•~892 sq ft•Single Family

    9615 Otso Point Road, Anderson Island, WA 98303

    2%

    Under list

    99

    Days on market

    0.1 mi

    Distance

  • $24,000 Sold

    4 weeks ago

    •Single Family

    10213 Edgewood Drive, Anderson Island, WA 98303

    20%

    Under list

    349

    Days on market

    0.3 mi

    Distance

  • $353,000 Sold

    5 weeks ago

    3 bd•1.75 ba•~1,099 sq ft•Single Family

    10203 Matthews Avenue, Anderson Island, WA 98303

    1%

    Under list

    117

    Days on market

    0.8 mi

    Distance

  • $422,730 Sold

    6 weeks ago

    2 bd•1.5 ba•~1,034 sq ft•Single Family

    10002 Edgewood Drive, Anderson Island, WA 98303

    2%

    Over list

    91

    Days on market

    0.2 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Oct 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 20, 2026 at 11:38 AM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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© 2026 Northwest Multiple Listing Service. All rights reserved.

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