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Listed by Liam Isiah Sialer • HomeSmart One Realty.
FOR SALE

$759,000

Est. $4,204/mo

Price reduced $91,000 from the original $850,000 asking price

3 bd•3 ba•2,184 sq ft

12105 20th St NE, Lake Stevens, WA 98258

• Listed Apr 30, 2026•170 days active · 170 cumulative

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★★★★★5.0·1,242 Google reviews

Listing Broker: HomeSmart One Realty; Liam Isiah Sialer; 425-943-1480; liamollivierre@hotmail.com

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Listing Broker: HomeSmart One Realty; Liam Isiah Sialer; 425-943-1480; liamollivierre@hotmail.com

About this home

**Important update - Seller Financing now available** Attention Developers & Investors! Exceptional opportunity for up to 8-10 townhomes with a mixed-use component in downtown Lake Stevens. This “cookie-cutter” project offers flexibility for retail/office use with potential lake and mountain views. Flat, partial slope cleared site with no known wetlands, creeks, or critical areas, supporting a smoother permitting process. Zoned CBD (Central Business District) with increased height allowances, allowing for a variety of residential, commercial, or live/work, mixed-use development strategies. Shy half acre with a renovated 3 bed / 3 bath home (Possible option to convert into ADU/MIL w/additional room downstairs/kitchenette/separate entrance), ideal for rental income or hold while permitting. Bonus Value-Add: Detached 2-car garage/shop with loft + separate entrance—ideal for ADU/DADU, office, or additional rental unit. Flexible Options: Townhome or mixed-use redevelopment, subdivide & build additional units, live on-site while developing, owner-user opportunity, long-term hold in a high-growth corridor. Highlights: no known critical areas - faster permitting, increased height allowances, rare opportunity for a clean, scalable project with strong upside. Close to to lake, parks, library, dining, schools and retail, strong demand in Snohomish County. Buyer to verify all information.

Property type
Townhouse
Year built
1918
Interior
2,184 sq ft
Lot size
0.47 acres
Parking
2-car garage
Price / sq ft
$348
HeatingBaseboard, Radiant
CoolingNone
Property taxes$5,004/yr (est.)
School districtLake Stevens

Listed by Liam Isiah Sialer • HomeSmart One Realty

Listing updated: October 4, 2026 at 07:57pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2511444

Around this home

RexMont OfferEdge™

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12105 20th St NE, Lake Stevens, WA 98258

List price
$759,000
Down payment
$151,800

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • French Doors
  • Fireplace (wood burning)

Kitchen

  • Dishwasher
  • Dryer
  • Refrigerator
  • Stove(s)/Range(s)
  • Washer

Bedrooms

  • 3 bedrooms total
  • 3 upstairs

Bathrooms

  • 3 full bathrooms
  • 1 on the main level

Layout

  • 2 Story
  • 2,184 sq ft finished

Flooring

  • Ceramic Tile
  • Vinyl

Heating & cooling

  • Baseboard heating
  • Radiant heating
  • None cooling

Schools

Ratings via SchoolDigger

Lake Stevens School District

  • Buyer To Verify
    Public · Grades Elementary
    —
  • Buyer To Verify
    Public · Grades Middle
    —
  • Buyer To Verify
    Public · Grades High
    —

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level,Partial Slope
Zoning code
Central Business District
Zoning jurisdiction
City

Systems

Energy source
Electric
Power production
Electric
Water heater location
Utility room
Power company
PUD
Water company
PUD
Sewer company
City of Lake Stevens
Irrigation water rights
No

Rooms & extras

Fireplaces lower level
1

New construction

Square footage source
Realist
Lot size source
Realist
Effective year built source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

Opens with the report above.

Sales & Tax Records for 12105 20th St NE

NWMLS via MLS Grid · Snohomish County Assessor

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Oct 5, 2026
    Price reduced
    NWMLS via MLS Grid · #2511444
    $759,000
    $348/sq ft
  2. Apr 30, 2026
    Listed
    NWMLS via MLS Grid · #2511444
    $850,000
    $389/sq ft
  3. May 3, 2019
    Sold
    NWMLS via MLS Grid · #1424262
    $430,000
    $197/sq ft
  4. Mar 16, 2019
    Pending
    NWMLS via MLS Grid · #1424262
    $449,000
    $206/sq ft
  5. Mar 15, 2019
    Listed
    NWMLS via MLS Grid · #1424262
    $449,000
    $206/sq ft

Down payment assistance

6 programs may be available to provide you with up to $55,000 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$4,811 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

Takes about 5 minutes & won't affect your credit

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: HomeSmart One Realty; Liam Isiah Sialer; 425-943-1480; liamollivierre@hotmail.com

Market pulse

Lake Stevens is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Well-priced homes draw multiple offers; others sell close to asking.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 58 days.

Want a deeper read on this market?

Ask a RexMont agent

Market data from MLS GRID / NWMLS · Updated Oct 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 17, 2026 at 5:42 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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