$899,999
Est. $4,985/moPrice reduced $50,001 from the original $950,000 asking price
5 bd•2.75 ba•4,106 sq ft
2540 E Phinney Bay Place, Bremerton, WA 98312
• Listed Mar 9, 2026•215 days active · 215 cumulative
Listing Broker: Pellego, Inc.; Kevin Thomas; 360-329-2612; KevinThomasRealtor@gmail.com
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Listing Broker: Pellego, Inc.; Kevin Thomas; 360-329-2612; KevinThomasRealtor@gmail.com
About this home
Welcome to 2540 E Phinney Bay Pl, where sweeping water views, Olympic Mountain vistas and unforgettable western sunsets create a true Pacific Northwest retreat. With over $175,000 invested in upgrades and remodeling, this move-in-ready home offers space, style and flexibility. The refreshed kitchen features quartz countertops, stainless steel appliances and an inviting layout made for entertaining. Enjoy new flooring, fresh paint, updated bathrooms and professionally leveled floors. Step outside to dual decks, a private primary balcony, fenced side yard with fruit trees and two newly added parking spaces on the north side of the property. Additional improvements include updated/certified electrical, an Arc Fault panel and generator-ready setup. Seller is offering a 3-2-1 interest-rate buydown with an acceptable $936,000 purchase offer, subject to lender approval and buyer loan qualification. See supplements for additional details. Come experience the views, sunsets, outdoor living and thoughtful improvements that make Phinney Bay special.
Listed by Kevin Thomas • Pellego, Inc.
Listing updated: October 4, 2026 at 10:10pm
RexMont checked: moments ago
Source: NWMLS as Distributed by MLS Grid #2463034
Around this home
How much should you offer?
2540 E Phinney Bay Place, Bremerton, WA 98312
Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.
Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.
Property details
Interior features
- Second Primary Bedroom
- Bath Off Primary
- Ceiling Fan(s)
- Dbl Pane/Storm Window
- Dining Room
- Fireplace
- Pantry
- Vaulted Ceiling(s)
- Water Heater
- Wired for Generator
- 2 fireplaces (gas)
- Daylight, Finished basement
Kitchen
- Dishwasher
- Disposal
- Dryer
- Microwave
- Refrigerator
- Stove(s)/Range(s)
- Washer
Bedrooms
- 5 bedrooms total
- 4 upstairs
- 1 on the lower level
Bathrooms
- 2 full bathrooms
- 1 three-quarter bathroom (shower, no tub)
- 2.75 bathrooms total (NWMLS count)
- 1 on the main level
Layout
- 2 Stories w/Bsmnt
- 4,106 sq ft finished
- 595 sq ft garage
Flooring
- Ceramic Tile
- Vinyl
- Vinyl Plank
- Carpet
Heating & cooling
- 90%+ High Efficiency heating
- Ductless heating
- Heat Pump heating
- High Efficiency (Unspecified) heating
- 90%+ High Efficiency cooling
- Ductless cooling
- Heat Pump cooling
- High Efficiency (Unspecified) cooling
Schools
Ratings via SchoolDiggerBremerton #100c School District
- Crownhill Elementary SchoolPublic · Grades PK-5 · State rank 561 of 1,1386/10
- Mtn View MidPublic · Grades Middle—
- Bremerton High SchoolPublic · Grades 9-12 · State rank 235 of 3964/10
Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.
Single-family home facts
As entered by the listing broker on Northwest MLS
Lot & site
- Topography
- Partial Slope
- Vegetation
- Fruit Trees, Garden Space
- Zoning code
- Incorporated Cities
- Zoning jurisdiction
- City
- Faces
- West
- Bus route
- 24
Systems
- Energy source
- Electric,Natural Gas
- Power production
- Electric, Natural Gas
- Water heater
- Electric and Hybrid
- Water heater location
- Finished Basement & Prim Bathroom Closet
- Power company
- Puget Sound Energy
- Water company
- City of Bremerton
- Sewer company
- City of Bremerton
- Irrigation water rights
- No
- Internet connected
- Xfinity | Century Link
- Cable connected
- Xfinity
Rooms & extras
- Spa
- Yes
- Bathtubs
- 2
- Showers
- 3
- Fireplaces on main
- 1
- Fireplaces lower level
- 1
- Excluded items
- Yes
New construction
- Square footage source
- County
- Lot size source
- Public Records
- Effective year built source
- Public Records
Manufactured home
- Land lease
- No
Neighborhood mobility
Doorstep, Pedal & Station Scores
Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.
Ground Truth™
The ground, the slope, the flood zone and the noise at this address
Read from public hazard, flood, terrain and noise maps for this exact home.
Address Insider™
The members' report
Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.
Opens with the report above.
Down payment assistance
6 programs may be available to provide you with up to $55,000 in down payment assistance, depending on your specific information.
Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.
Mortgage payment forecast
$5,783 per month
Great rateTakes about 5 minutes & won't affect your credit
Get pre-approvedSource: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.
Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.
Ask about this home
A licensed RexMont broker will get back to you, usually in under 5 minutes during business hours.
Listing Broker: Pellego, Inc.; Kevin Thomas; 360-329-2612; KevinThomasRealtor@gmail.com
Market pulse
Bremerton is a balanced market.
Supply and demand are roughly in balance. Neither side has a clear edge.
Offer insight: Well-priced homes draw multiple offers; others sell close to asking.
List to sale price: The average home sells very close to list price.
Time on market: The average home goes pending in around 53 days.
Recent sales nearby
Within 1 mile · last 6 months$440,000 Sold
2 days ago
3 bd•1.75 ba•~2,376 sq ft•Single Family
1116 N Lafayette Street, Bremerton, WA 98312
0%
Over list
50
Days on market
1.0 mi
Distance
$670,000 Sold
2 weeks ago
3 bd•2.5 ba•~1,834 sq ft•Single Family
2604 Vincent Way NW, Bremerton, WA 98312
1%
Under list
246
Days on market
0.5 mi
Distance
$525,000 Sold
2 weeks ago
3 bd•2.5 ba•~1,826 sq ft•Single Family
3500 NW 18th Street, Bremerton, WA 98312
11%
Over list
185
Days on market
0.6 mi
Distance
$845,000 Sold
5 weeks ago
3 bd•1.75 ba•~1,715 sq ft•Single Family
2611 Marine Drive, Bremerton, WA 98312
0%
Over list
29
Days on market
0.9 mi
Distance
$450,000 Sold
5 weeks ago
3 bd•2.25 ba•~1,466 sq ft•Single Family
1506 Bloomington Avenue, Bremerton, WA 98312
0%
Over list
85
Days on market
0.8 mi
Distance
Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.
Want a deeper read on this market?
Ask a RexMont agentMarket data from MLS GRID / NWMLS · Updated Oct 2026
MLS GRID Disclaimer
Based on information submitted to the MLS GRID as of October 4, 2026 at 10:10pm (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
© 2026 Northwest Multiple Listing Service. All rights reserved.
HO
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