$499,000
Est. $2,742/mo1 bd•0.75 ba•644 sq ft
520 Guard Street, Friday Harbor, WA 98250
• Listed Oct 26, 2026•11 days active · 11 cumulative
Listing Broker: COMPASS; Kathryn Murphey Schmidt; 360-472-0537; katieschmidt54@gmail.com
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Listing Broker: COMPASS; Kathryn Murphey Schmidt; 360-472-0537; katieschmidt54@gmail.com
About this home
Small in size, big on charm! This Friday Harbor 644 sqft bungalow offers a convenient in-town location close to shops, restaurants, and everyday amenities. A covered front porch, classic lap siding, mature landscaping, and white picket fence create an inviting island setting. Inside, vaulted ceilings and skylights bring light and character to the compact space. The approximately 3,899-square-foot lot offers manageable outdoor space in the heart of town. Zoned professional services. Buyer to verify permitted uses and suitability for their plans.
Listed by Kathryn Murphey Schmidt • COMPASS
Listing updated: October 26, 2026 at 12:34pm
RexMont checked: moments ago
Source: NWMLS as Distributed by MLS Grid #2598280
Around this home
How much should you offer?
520 Guard Street, Friday Harbor, WA 98250
Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.
Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.
Property details
Interior features
- Skylight(s)
Kitchen
- Refrigerator
- Stove(s)/Range(s)
Bedrooms
- 1 bedroom total
- 1 on the main level
Bathrooms
- 1 three-quarter bathroom (shower, no tub)
- 1 on the main level
Layout
- 1 Story
- 644 sq ft finished
Flooring
- Laminate
Heating & cooling
- Wall Furnace heating
- None cooling
Schools
Ratings via SchoolDiggerSan Juan Island School District
- Friday Harbor Elementary SchoolPublic · Grades K-5 · State rank 401 of 1,1386/10
- Friday Harbor Middle SchoolPublic · Grades 6-8 · State rank 135 of 5148/10
- Friday Harbor High SchoolPublic · Grades 9-12 · State rank 60 of 3968/10
Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.
Single-family home facts
As entered by the listing broker on Northwest MLS
Lot & site
- Topography
- Level
- Lot number
- 18
- Zoning code
- Professional Services
- Zoning jurisdiction
- City
Systems
- Energy source
- Electric
- Power production
- Electric
- Power company
- OPALCO
- Water company
- Town of Friday Harbor
- Sewer company
- Town of Friday Harbor
- Garbage service
- Town of Friday Harbor
- Irrigation water rights
- No
Rooms & extras
- Showers
- 1
New construction
- Square footage source
- Assessor
- Lot size source
- Assessor
- Effective year built source
- Public Records
Manufactured home
- Land lease
- No
Neighborhood mobility
Doorstep, Pedal & Station Scores
Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.
Ground Truth™
The ground, the slope, the flood zone and the noise at this address
Read from public hazard, flood, terrain and noise maps for this exact home.
Address Insider™
The members' report
Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.
Opens with the report above.
Down payment assistance
6 programs may be available to provide you with up to $24,950 in down payment assistance, depending on your specific information.
Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.
Mortgage payment forecast
$3,086 per month
Great rateTakes about 5 minutes & won't affect your credit
Get pre-approvedSource: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.
Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.
Ask about this home
A licensed RexMont broker will get back to you, usually in under 5 minutes during business hours.
Listing Broker: COMPASS; Kathryn Murphey Schmidt; 360-472-0537; katieschmidt54@gmail.com
Market pulse
Friday Harbor is a buyer's market.
Inventory is rising and homes are sitting longer. Buyers have room to negotiate.
Offer insight: Sellers are often willing to negotiate on price and terms.
List to sale price: The average home sells for about 2% below list price.
Time on market: The average home goes pending in around 117 days.
Recent sales nearby
Within 1 mile · last 6 months$999,000 Sold
6 days ago
•Single Family
460 Argyle Avenue, Friday Harbor, WA 98250
0%
Over list
129
Days on market
0.4 mi
Distance
$450,000 Sold
3 weeks ago
2 bd•1 ba•~1,145 sq ft•Single Family
507 Tucker Avenue, Friday Harbor, WA 98250
6%
Under list
73
Days on market
0.3 mi
Distance
$560,000 Sold
5 weeks ago
2 bd•1 ba•~1,462 sq ft•Single Family
650 Argyle Avenue, Friday Harbor, WA 98250
0%
Over list
59
Days on market
0.5 mi
Distance
$640,000 Sold
6 weeks ago
2 bd•2.5 ba•~2,309 sq ft•Single Family
847 Argyle Avenue, Friday Harbor, WA 98250
8%
Under list
202
Days on market
0.7 mi
Distance
$495,000 Sold
6 weeks ago
1 bd•1 ba•~900 sq ft•Single Family
745 Larson Street #B, Friday Harbor, WA 98250
2%
Under list
71
Days on market
0.3 mi
Distance
Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.
Want a deeper read on this market?
Ask a RexMont agentMarket data from MLS GRID / NWMLS · Updated Oct 2026
Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.
MLS GRID Disclaimer
Based on information submitted to the MLS GRID as of October 26, 2026 at 6:03 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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© 2026 Northwest Multiple Listing Service. All rights reserved.
HO
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