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Listed by Richard E Crane • Keller Williams Western Realty.
FOR SALE

$489,900

Est. $2,692/mo

3 bd•2 ba•1,316 sq ft

10 Lost Fork Lane, Bellingham, WA 98229

• Listed Oct 15, 2026•11 days active · 11 cumulative

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★★★★★5.0·1,244 Google reviews

Listing Broker: Keller Williams Western Realty; Richard E Crane; 360-790-2240; Richardecrec@gmail.com

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Listing Broker: Keller Williams Western Realty; Richard E Crane; 360-790-2240; Richardecrec@gmail.com

About this home

Here it is—your fully remodeled cabin in the woods. Nestled on a quiet, level lot, this charming single-story home offers the perfect blend of comfort, privacy, and modern updates. Step inside to an open-concept kitchen, living, and dining space featuring refreshed quartz countertops, updated cabinetry, stainless steel appliances, a massive island with abundant storage, and a walk-in pantry. The living room opens directly to the deck and backyard, while the like-new wood-burning stove creates the perfect cozy Northwest atmosphere. New LVP flooring runs throughout the entire home. Down the hall are two guest bedrooms, a full guest bath, and a spacious primary suite complete with a walk-in closet and private ensuite bath. A new roof, newer furnace, central-air heat pump, on-demand hot water heater, and backup generator provide year-round comfort and peace of mind. The full-size two-car garage offers additional storage, with plenty of parking on the level driveway. Since the previous sale, the attic has been professionally remediated and fully reinsulated. Rare financing opportunity with an existing FHA loan assumable at 5.99%, subject to lender approval. Lender credit may also be available through preferred lender Kyle Smith with RWM.

Property type
Single Family
Year built
1988
Interior
1,316 sq ft
Lot size
0.1401 acres
Parking
2-car garage
Price / sq ft
$372
Heating90%+ High Efficiency, Forced Air, Stove/Free Standing
CoolingCentral Air, Forced Air, Heat Pump
Property taxes$4,859/yr (est.)
HOA dues$167/mo
School districtBellingham

Listed by Richard E Crane • Keller Williams Western Realty

Listing updated: October 20, 2026 at 01:39am

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2593893

Around this home

RexMont OfferEdge™

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10 Lost Fork Lane, Bellingham, WA 98229

List price
$489,900
Down payment
$97,980

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Bath Off Primary
  • Dbl Pane/Storm Window
  • Fireplace
  • Pantry
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Water Heater
  • Wired for Generator
  • Fireplace (wood burning)

Kitchen

  • Dryer
  • Refrigerator
  • Stove(s)/Range(s)
  • Tankless Water Heater
  • Washer

Bedrooms

  • 3 bedrooms total
  • 3 on the main level

Bathrooms

  • 2 full bathrooms
  • 2 on the main level

Layout

  • 1 Story
  • 1,316 sq ft finished

Flooring

  • Vinyl Plank

Heating & cooling

  • 90%+ High Efficiency heating
  • Forced Air heating
  • Stove/Free Standing heating
  • Central Air cooling
  • Forced Air cooling
  • Heat Pump cooling

Schools

Ratings via SchoolDigger

Bellingham School District

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level
Vegetation
Wooded
Zoning jurisdiction
County

Systems

Energy source
Electric,Propane,Wood
Power production
Electric, Propane, Wood
Water heater
Gas
Water heater location
Garage
Power company
PSE
Water company
LWWS
Sewer company
LWWS
Garbage service
SCC
Irrigation water rights
No
Internet connected
Xfinity
Cable connected
Xfinity

Rooms & extras

Bathtubs
1
Showers
2
Fireplaces on main
1
Excluded items
No

New construction

Square footage source
Realist
Lot size source
Realist

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

Opens with the report above.

Down payment assistance

6 programs may be available to provide you with up to $24,495 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$3,386 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Keller Williams Western Realty; Richard E Crane; 360-790-2240; Richardecrec@gmail.com

Market pulse

Bellingham is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 77 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $665,000 Sold

    0 days ago

    3 bd•2.75 ba•~2,285 sq ft•Single Family

    1 Rosebud Place, Bellingham, WA 98229

    1%

    Under list

    59

    Days on market

    0.9 mi

    Distance

  • $20,000 Sold

    4 days ago

    •Single Family

    8 Twin Flower Circle, Bellingham, WA 98229

    43%

    Under list

    255

    Days on market

    0.6 mi

    Distance

  • $450,000 Sold

    1 week ago

    3 bd•2.25 ba•~1,672 sq ft•Single Family

    405 Sudden Valley Drive, Bellingham, WA 98229

    4%

    Under list

    162

    Days on market

    0.8 mi

    Distance

  • $390,000 Sold

    2 weeks ago

    2 bd•1 ba•~880 sq ft•Single Family

    5 Misty Ridge Court, Bellingham, WA 98229

    2%

    Under list

    57

    Days on market

    0.3 mi

    Distance

  • $659,000 Sold

    3 weeks ago

    4 bd•2.5 ba•~2,390 sq ft•Single Family

    16 Plum Lane, Bellingham, WA 98229

    0%

    Over list

    56

    Days on market

    0.6 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Oct 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 26, 2026 at 6:55 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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