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Listed by Chet E. Kenoyer • Windermere RE Whatcom, Inc..
FOR SALE

$899,000

Est. $4,940/mo

4 bd•2.75 ba•2,334 sq ft

4514 Spring Street, Bellingham, WA 98229

• Listed Sep 16, 2026•40 days active · 40 cumulative

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★★★★★5.0·1,244 Google reviews

Listing Broker: Windermere RE Whatcom, Inc.; Chet E. Kenoyer; 360-303-1450; chet@chetkenoyer.com

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Listing Broker: Windermere RE Whatcom, Inc.; Chet E. Kenoyer; 360-303-1450; chet@chetkenoyer.com

About this home

Located in the heart of Bellingham’s desirable Geneva neighborhood, this 2,334-square-foot home is tucked along a quiet street on a sunny half-acre lot, surrounded by greenery with views of Lake Whatcom. The flexible 4-bedroom floorplan features two primary suites, two separate living spaces, and two gas fireplaces, offering plenty of room for everyday living, entertaining, and guests. An updated kitchen with double ovens, an eating bar, and views of the lake anchors the home and connects easily to the surrounding living spaces and outdoors. Outside, the expansive, sun-filled lot offers a private setting with mature greenery, a gazebo, firepit, hot tub, and multiple areas for gathering and entertaining. An abundance of parking provides room for guests, recreational vehicles, etc., while the shed and large storage room in the home offer valuable space for all the extras. Great walkability, close proximity to Geneva Elementary and Lake Whatcom, and convenient access to Bellingham amenities complete the package—all while offering the space and privacy of a half-acre lot in the heart of Geneva.

Property type
Single Family
Year built
1979
Interior
2,334 sq ft
Lot size
0.5 acres
Parking
Off Street, RV Parking
Price / sq ft
$385
HeatingBaseboard, Fireplace Insert, Radiant, Wall Furnace
CoolingNone
Property taxes$7,482.61/yr (est.)
School districtBellingham

Listed by Chet E. Kenoyer • Windermere RE Whatcom, Inc.

Listing updated: September 22, 2026 at 02:16pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2582549

Around this home

RexMont OfferEdge™

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4514 Spring Street, Bellingham, WA 98229

List price
$899,000
Down payment
$179,800

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Second Primary Bedroom
  • Bath Off Primary
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • High Tech Cabling
  • Walk-In Closet(s)
  • Water Heater
  • 2 fireplaces (gas)
  • Daylight, Finished basement

Kitchen

  • Dishwasher
  • Double Oven
  • Dryer
  • Refrigerator
  • Stove(s)/Range(s)
  • Tankless Water Heater
  • Washer

Bedrooms

  • 4 bedrooms total
  • 3 upstairs
  • 1 on the lower level

Bathrooms

  • 2 full bathrooms
  • 1 three-quarter bathroom (shower, no tub)
  • 2.75 bathrooms total (NWMLS count)

Layout

  • 2 Story
  • 2,334 sq ft finished

Flooring

  • Ceramic Tile
  • Laminate
  • Vinyl
  • Carpet

Heating & cooling

  • Baseboard heating
  • Fireplace Insert heating
  • Radiant heating
  • Wall Furnace heating
  • None cooling

Schools

Ratings via SchoolDigger

Bellingham School District

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Partial Slope
Vegetation
Garden Space, Wooded

Systems

Energy source
Electric,Natural Gas
Power production
Electric, Natural Gas
Water heater
Tankless
Water heater location
Basement
Power company
PSE
Water company
COB
Sewer company
COB
Gas company
CNG
Garbage service
SSC
Irrigation water rights
No

Rooms & extras

Spa
Yes
Bathtubs
2
Showers
3
Fireplaces on main
1
Fireplaces lower level
1

New construction

Square footage source
Assessor
Lot size source
Assessor

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

Opens with the report above.

Down payment assistance

6 programs may be available to provide you with up to $44,950 in down payment assistance, depending on your specific information.

Check eligibility

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$5,789 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

Takes about 5 minutes & won't affect your credit

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Plan your offer with a RexMont buyer specialistWalk through escalation strategy, contingencies, and competing-offer risk in this neighborhoodCompare loan options30-yr fixed, 15-yr, FHA, VA, jumbo

Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Windermere RE Whatcom, Inc.; Chet E. Kenoyer; 360-303-1450; chet@chetkenoyer.com

Market pulse

Bellingham is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market

  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 77 days.

Recent sales nearby

Within 1 mile · last 6 months

  • $755,000 Sold

    4 days ago

    3 bd•2 ba•~1,794 sq ft•Single Family

    3805 Morning Mist Way, Bellingham, WA 98229

    4%

    Over list

    29

    Days on market

    0.9 mi

    Distance

  • $1,045,000 Sold

    2 weeks ago

    4 bd•2.5 ba•~2,633 sq ft•Single Family

    1142 Brookstone Drive, Bellingham, WA 98229

    3%

    Under list

    74

    Days on market

    0.9 mi

    Distance

  • $675,000 Sold

    4 weeks ago

    3 bd•1.75 ba•~1,311 sq ft•Single Family

    1804 Olympic Place, Bellingham, WA 98229

    2%

    Under list

    111

    Days on market

    1.0 mi

    Distance

  • $1,025,000 Sold

    8 weeks ago

    3 bd•2.5 ba•~2,401 sq ft•Single Family

    1216 Creekwood Lane, Bellingham, WA 98229

    2%

    Under list

    62

    Days on market

    0.9 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

Want a deeper read on this market?

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Market data from MLS GRID / NWMLS · Updated Oct 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 26, 2026 at 9:57 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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