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← Back to search results/Everett, WA/12631 Ruggs Lake Road
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Listed by Edwin G. Tian • Green Path Real Estate.
FOR SALE

$950,000

Est. $5,221/mo

4 bd•2.5 ba•2,335 sq ft

12631 Ruggs Lake Road, Everett, WA 98208

• Listed Oct 24, 2026•1 day active · 1 cumulative

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★★★★★5.0·1,244 Google reviews

Listing Broker: Green Path Real Estate; Edwin G. Tian; 425-829-6399; ushti@yahoo.com

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Listing Broker: Green Path Real Estate; Edwin G. Tian; 425-829-6399; ushti@yahoo.com

About this home

Prime Investment & Development Opportunity in South Everett's Ruggs Lake Community! Rare 1.23-acre (53,579 SF) lot zoned LDMR, allowing 1 unit per 4,000 SF — with rezone potential to MR (1 unit per 2,000 SF), doubling density for townhome or multi-unit development. Based on current zoning, an estimated 10–16 units may be buildable on this lot (buyer to verify with Snohomish County Planning Department). This is a rare opportunity to secure a sizable, flexible parcel in a well-established neighborhood with strong rental demand and limited comparable inventory. Spacious 4-bed, 2.5-bath home (2,335 SF), sold as-is, currently vacant with rental potential of approximately $3,000/mo, offering holding income while permitting and entitlements are finalized. Sewer available in street, simplifying future development costs. Tucked on a quiet dead-end road with community access to Ruggs Lake, the property offers a peaceful setting while remaining minutes from Mill Creek Town Center, shopping, dining, and major employers. With Snohomish County's continued population growth and rising demand for multi-family housing, this property offers a compelling blend of immediate utility and long-term development upside. Ideal for developers pursuing a multi-unit build-out, or investors seeking a buy-and-hold asset with significant appreciation potential. Buyer and buyer's agent to independently verify zoning, unit count, and development feasibility with Snohomish County.

Property type
Townhouse
Year built
1973
Interior
2,335 sq ft
Lot size
1.23 acres
Parking
2-car garage
Price / sq ft
$407
HeatingHeat Pump
CoolingHeat Pump
Property taxes$7,601.89/yr (est.)
School districtEverett

Listed by Edwin G. Tian • Green Path Real Estate

Listing updated: October 24, 2026 at 04:47pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2581868

Around this home

RexMont OfferEdge™

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12631 Ruggs Lake Road, Everett, WA 98208

List price
$950,000
Down payment
$190,000

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Bath Off Primary
  • Ceiling Fan(s)
  • Dining Room
  • Fireplace
  • Water Heater
  • 2 fireplaces

Kitchen

  • Microwave
  • Refrigerator
  • Stove(s)/Range(s)

Bedrooms

  • 4 bedrooms total
  • 3 upstairs
  • 1 on the lower level

Bathrooms

  • 1 full bathroom
  • 2 three-quarter bathrooms (shower, no tub)
  • 2.5 bathrooms total (NWMLS count)

Layout

  • Split Entry
  • 2,335 sq ft finished

Flooring

  • Ceramic Tile
  • Hardwood
  • Carpet

Heating & cooling

  • Heat Pump heating
  • Heat Pump cooling

Schools

Ratings via SchoolDigger

Everett School District

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level
Vegetation
Fruit Trees, Garden Space
Lot number
48
Faces
Northwest

Systems

Energy source
Electric
Power production
Electric
Water heater
Electric
Water heater location
Downstairs Bathroom
Power company
PUD
Water company
Silver Lake Water
Irrigation water rights
No

Rooms & extras

Fireplaces upstairs
1
Fireplaces lower level
1

New construction

Square footage source
SCR
Lot size source
SCR
Effective year built source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

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Sales & Tax Records for 12631 Ruggs Lake Road

NWMLS via MLS Grid · Snohomish County Assessor

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Oct 24, 2026
    Back on market
    NWMLS via MLS Grid · #2581868
    $950,000
    $407/sq ft
  2. Oct 23, 2026
    Listed
    NWMLS via MLS Grid · #2581868
    $950,000
    $407/sq ft
  3. Mar 14, 2018
    Sold
    NWMLS via MLS Grid · #1233547
    $650,000
    $278/sq ft
  4. Jan 25, 2018
    Pending
    NWMLS via MLS Grid · #1233547
    $700,000
    $300/sq ft
  5. Jan 12, 2018
    Listed
    NWMLS via MLS Grid · #1233547
    $700,000
    $300/sq ft

Down payment assistance

6 programs may be available to provide you with up to $47,500 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Check eligibility

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$6,092 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Plan your offer with a RexMont buyer specialistWalk through escalation strategy, contingencies, and competing-offer risk in this neighborhoodCompare loan options30-yr fixed, 15-yr, FHA, VA, jumbo

Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Green Path Real Estate; Edwin G. Tian; 425-829-6399; ushti@yahoo.com

Market pulse

Everett is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market

  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 69 days.

Want a deeper read on this market?

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Market data from MLS GRID / NWMLS · Updated Oct 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 25, 2026 at 6:29 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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