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← Back to search results/Poulsbo, WA/15678 Virginia Loop Road NE
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Listed by Sharna McArdle • Keller Williams Greater 360.
FOR SALE

$1,375,000

Est. $7,616/mo

Price reduced $75,000 from the original $1,450,000 asking price

4 bd•2.75 ba•3,692 sq ft

15678 Virginia Loop Road NE, Poulsbo, WA 98370

• Listed Sep 25, 2026•32 days active · 32 cumulative

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★★★★★5.0·1,244 Google reviews

Listing Broker: Keller Williams Greater 360; Sharna McArdle; 360-710-0644; sharna@mcardleteam.com

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Listing Broker: Keller Williams Greater 360; Sharna McArdle; 360-710-0644; sharna@mcardleteam.com

About this home

Waterfront living has a way of slowing the pace. Your morning can start with coffee on the viewing dock watching harbor seals, eagles & waterfowl, then launching a kayak or paddleboard right from home! Later, kick back on the generous deck with cocktails from the fully equipped wet bar complete with beverage fridge, enjoying everchanging views and custom deck lighting. Set on 1.29 private acres, this special property offers peace, privacy and a true connection to nature. Mature landscaping, a fenced garden and seasonal pond add to the tranquil setting. 3,692 sq ft PLUS an additional 1,438 sq ft partially finished basement provide exceptional space and flexibility. Recent improvements include a newer heat pump and furnace, mini-splits, polyaspartic garage floor (more durable than epoxy), exterior paint, paved driveway, storage sheds, and a 40-year roof installed 5 years ago. Ideally located between Poulsbo’s quaint shops and restaurants and Silverdale’s retail and medical services, with Bangor and Keyport just minutes away. Peaceful, spacious and wonderfully private, this is waterfront living meant to be enjoyed.

Property type
Single Family
Year built
1974
Interior
3,692 sq ft
Lot size
1.29 acres
Parking
2-car garage
Price / sq ft
$372
HeatingBaseboard, Ductless, Forced Air, Heat Pump
CoolingHeat Pump
Property taxes$14,442.31/yr (est.)
School districtNorth Kitsap #400

Listed by Sharna McArdle • Keller Williams Greater 360

Listing updated: October 20, 2026 at 01:30pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2580089

Around this home

RexMont OfferEdge™

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15678 Virginia Loop Road NE, Poulsbo, WA 98370

List price
$1,375,000
Down payment
$275,000

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Bath Off Primary
  • Ceiling Fan(s)
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • High Tech Cabling
  • Skylight(s)
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Water Heater
  • Wet Bar
  • 2 fireplaces (wood burning)
  • Daylight, Partially Finished basement

Kitchen

  • Dishwasher
  • Double Oven
  • Dryer
  • Microwave
  • Refrigerator
  • See Remarks
  • Washer

Bedrooms

  • 4 bedrooms total
  • 4 upstairs

Bathrooms

  • 1 full bathroom
  • 1 three-quarter bathroom (shower, no tub)
  • 2 half bathrooms
  • 2.75 bathrooms total (NWMLS count)
  • 1 on the main level

Layout

  • 2 Stories w/Bsmnt
  • 3,692 sq ft finished, 1,438 sq ft unfinished

Flooring

  • Hardwood
  • Carpet

Heating & cooling

  • Baseboard heating
  • Ductless heating
  • Forced Air heating
  • Heat Pump heating
  • Heat Pump cooling

Schools

Ratings via SchoolDigger

North Kitsap #400 School District

  • Buyer To Verify
    Public · Grades Elementary
    —
  • Buyer To Verify
    Public · Grades Middle
    —
  • Buyer To Verify
    Public · Grades High
    —

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level,Partial Slope
Vegetation
Brush, Fruit Trees, Garden Space, Wooded

Systems

Energy source
Electric,Wood
Power production
Electric, Wood
Water heater
Propane
Water heater location
Basement
Power company
PSE
Water company
Private Well
Sewer company
Septic
Gas company
CHS propane
Irrigation water rights
No

Rooms & extras

Fireplaces on main
2

New construction

Square footage source
Public Records
Lot size source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

Members

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Sales & Tax Records for 15678 Virginia Loop Road NE

NWMLS via MLS Grid · Kitsap County Assessor

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Oct 20, 2026
    Price reduced
    NWMLS via MLS Grid · #2580089
    $1,375,000
    $372/sq ft
  2. Sep 9, 2026
    Listed
    NWMLS via MLS Grid · #2580089
    $1,450,000
    $393/sq ft
  3. Apr 27, 2018
    Sold
    NWMLS via MLS Grid · #1266199
    $695,000
    $188/sq ft
  4. Apr 1, 2018
    Pending
    NWMLS via MLS Grid · #1266199
    $699,000
    $189/sq ft
  5. Mar 29, 2018
    Listed
    NWMLS via MLS Grid · #1266199
    $699,000
    $189/sq ft
  6. Aug 16, 1993
    Recorded sale
    Kitsap County recorder · Warranty deed
    $275,000
    $74/sq ft

Mortgage payment forecast

$9,164 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Plan your offer with a RexMont buyer specialistWalk through escalation strategy, contingencies, and competing-offer risk in this neighborhoodCompare loan options30-yr fixed, 15-yr, FHA, VA, jumbo

Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Keller Williams Greater 360; Sharna McArdle; 360-710-0644; sharna@mcardleteam.com

Market pulse

Poulsbo is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market

  • Offer insight: Well-priced homes draw multiple offers; others sell close to asking.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 82 days.

Recent sales nearby

Within 1 mile · last 6 months

  • $285,000 Sold

    3 weeks ago

    2 bd•1 ba•~858 sq ft•Single Family

    14850 Norbut Lane NE, Poulsbo, WA 98370

    0%

    Over list

    63

    Days on market

    0.6 mi

    Distance

  • $1,945,000 Sold

    3 weeks ago

    3 bd•3.25 ba•~4,847 sq ft•Single Family

    15809 Virginia Point Road NE, Poulsbo, WA 98370

    2%

    Under list

    117

    Days on market

    0.2 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Oct 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 20, 2026 at 3:45 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Some IDX listings have been excluded from this website.

© 2026 Northwest Multiple Listing Service. All rights reserved.

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