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Listed by Erika Buse • COMPASS.
FOR SALE

$1,648,000

Est. $9,056/mo

Price reduced $50,000 from the original $1,698,000 asking price

4 bd•3.25 ba•6,000 sq ft

427 N Garden, Bellingham, WA 98225

• Listed Aug 13, 2026•74 days active · 74 cumulative

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★★★★★5.0·1,244 Google reviews

Listing Broker: COMPASS; Erika Buse; 360-303-3429; erika.buse@gmail.com

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Listing Broker: COMPASS; Erika Buse; 360-303-3429; erika.buse@gmail.com

About this home

A remarkable piece of Bellingham history, 427 N Garden Street is a circa-1906 Neoclassical residence built by E.T. Nobles, a prominent local wood-mill owner. Perched above the city with sweeping Bellingham Bay views, this exceptional 6,000-square-foot home showcases extraordinary craftsmanship, original millwork, and architectural details rarely found today. Rich wood paneling, intricate decorative ceilings, period lighting, hardwood floors, and custom Bradbury & Bradbury wallpaper create an atmosphere of timeless character. Formal living and dining rooms, a wood-paneled library, sunroom, and expansive water-view kitchen provide gracious spaces for everyday living and entertaining. The home's extraordinary ballroom offers a flexible gathering and recreation space with beautiful wood floors, extensive woodwork, and its own distinctive personality. The current owners have thoughtfully updated the home while preserving its historic character. Improvements include a reimagined kitchen and breakfast nook, new main-level half bath, newer boiler, updated lighting and plumbing fixtures, refinished wood floors, second-level laundry, added pantry storage, and an extensive retaining wall reinforcing the grounds. Mature gardens, covered outdoor spaces, and multiple terraces surround the residence. Water views unfold from multiple levels, while the home's exceptional scale, original craftsmanship, and beautifully preserved details offer a rare glimpse into Bellingham's architectural past.

Property type
Single Family
Year built
1906
Interior
6,000 sq ft
Lot size
0.1865 acres
Parking
Driveway, Off Street
Price / sq ft
$275
HeatingBaseboard, High Efficiency (Unspecified), Radiator
CoolingNone
Property taxes$14,544/yr (est.)
School districtBellingham

Listed by Erika Buse • COMPASS

Listing updated: October 21, 2026 at 04:39pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2567821

Around this home

RexMont OfferEdge™

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427 N Garden, Bellingham, WA 98225

List price
$1,648,000
Down payment
$329,600

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Bath Off Primary
  • Ceiling Fan(s)
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • Pantry
  • Solarium/Atrium
  • Walk-In Closet(s)
  • Water Heater
  • Fireplace (gas)
  • Finished basement

Kitchen

  • Dishwasher
  • Dryer
  • Microwave
  • Refrigerator
  • Stove(s)/Range(s)
  • Washer

Bedrooms

  • 4 bedrooms total
  • 4 upstairs

Bathrooms

  • 2 full bathrooms
  • 1 three-quarter bathroom (shower, no tub)
  • 1 half bathroom
  • 3.25 bathrooms total (NWMLS count)
  • 3 on the main level

Layout

  • Multi Level
  • 6,000 sq ft finished

Flooring

  • Ceramic Tile
  • Laminate
  • Softwood
  • Carpet

Heating & cooling

  • Baseboard heating
  • High Efficiency (Unspecified) heating
  • Radiator heating
  • None cooling

Schools

Ratings via SchoolDigger

Schools shown are the nearest public Elementary, Middle, and High school for this property and may not be the assigned schools. Verify attendance boundaries with the district before purchasing.

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level
Vegetation
Garden Space
Zoning code
City
Zoning jurisdiction
City
Faces
West

Systems

Energy source
Electric,Natural Gas
Power production
Electric, Natural Gas
Water heater
Gas
Water heater location
Basement
Power company
PSE
Water company
COB
Sewer company
SSC
Gas company
Cascade
Garbage service
SSC
Irrigation water rights
No
Internet connected
Xfinity/Comcast
Cable connected
Xfinity/Comcast

Rooms & extras

Bathtubs
2
Showers
3
Fireplaces lower level
1

New construction

Builder
E.T. Nobles
Square footage source
Seller
Lot size source
Assessor
Effective year built source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Doorstep, Pedal & Station Scores

Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.

Ground Truth™

The ground, the slope, the flood zone and the noise at this address

Read from public hazard, flood, terrain and noise maps for this exact home.

Address Insider™

The members' report

Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.

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Mortgage payment forecast

$10,680 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: COMPASS; Erika Buse; 360-303-3429; erika.buse@gmail.com

Market pulse

Bellingham is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Homes typically sell with one offer near asking price.

  • List to sale price: The average home sells for about 1% below list price.

  • Time on market: The average home goes pending in around 81 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $825,000 Sold

    2 weeks ago

    3 bd•1.75 ba•~1,200 sq ft•Single Family

    510 13th Street, Bellingham, WA 98225

    3%

    Under list

    133

    Days on market

    0.9 mi

    Distance

  • $825,000 Sold

    3 weeks ago

    3 bd•2 ba•~1,608 sq ft•Single Family

    911 Jersey Street, Bellingham, WA 98225

    5%

    Over list

    27

    Days on market

    0.5 mi

    Distance

  • $1,335,000 Sold

    8 weeks ago

    3 bd•1.5 ba•~2,149 sq ft•Single Family

    721 15th Street, Bellingham, WA 98225

    11%

    Over list

    20

    Days on market

    1.0 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Oct 2026

Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 26, 2026 at 9:26 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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