$185,000
Est. $1,017/moPrice reduced $14,500 from the original $199,500 asking price
1 bd•0.75 ba•315 sq ft
89 Eliza Island, Bellingham, WA 98226
• Listed Apr 15, 2026•162 days active · 162 cumulative
Listing Broker: Windermere RE Whatcom, Inc.; Brandi Coplen; 360-201-3951; bcoplen@windermere.com
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Listing Broker: Windermere RE Whatcom, Inc.; Brandi Coplen; 360-201-3951; bcoplen@windermere.com
About this home
Searching for a private island getaway? These charming, tiny cabins on Eliza Island offer a rare opportunity to own a peaceful retreat in the San Juan Islands region of Whatcom County. Designed for simple living, one cabin features a cozy living area, loft bedroom, and the other a full kitchen and bathroom with a shower—perfect for weekend escapes off the grid. Situated on a quiet interior lot just shy of one acre, the property is surrounded by mature trees with easy access to nearby beaches, shoreline walks, and island exploration. A 3-bedroom septic is already installed, creating flexibility to build an additional cabin up to 1,450 sq ft and expand into a multi-cabin retreat. This property is especially well-suited for shared ownership—consider partnering with friends or colleagues to create your own private retreat experience. In addition to the cabins, the property offers space to host—bring tents, gather around the fire, and create your own camping experience. Spend your days exploring the beaches, paddleboarding, beachcombing, and enjoying the simple fun of being surrounded by nature. It’s the kind of place where memories are made. While short-term rentals are not allowed on Eliza Island, co-ownership offers a smart and enjoyable way to maximize use and make island living more accessible. Located approximately 20 minutes from Bellingham by boat, plane, or with the walk-on water taxi access available for added convenience. No rentals allowed.
Listed by Brandi Coplen • Windermere RE Whatcom, Inc.
Listing updated: September 21, 2026 at 09:32am
RexMont checked: moments ago
Source: NWMLS as Distributed by MLS Grid #2502486
Around this home
How much should you offer?
89 Eliza Island, Bellingham, WA 98226
Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.
Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.
Property details
Interior features
- Water Heater
Kitchen
- Stove(s)/Range(s)
- Tankless Water Heater
Bedrooms
- 1 bedroom total
- 1 upstairs
Bathrooms
- 1 three-quarter bathroom (shower, no tub)
- 1 on the main level
Layout
- 1 Story
- 315 sq ft finished
Flooring
- Laminate
Heating & cooling
- Wall Furnace heating
- None cooling
Schools
Ratings via SchoolDigger- Lummi Nation Tribal SchoolPublic · Grades K-8 · 6.3 mi—
- Fairhaven Middle SchoolPublic · Grades 6-8 · 5.6 mi · State rank 91 of 5148/10
- Lummi High SchoolPublic · Grades 9-12 · 6.3 mi—
Schools shown are the nearest public Elementary, Middle, and High school for this property and may not be the assigned schools. Verify attendance boundaries with the district before purchasing.
Single-family home facts
As entered by the listing broker on Northwest MLS
Lot & site
- Topography
- Partial Slope
- Vegetation
- Brush, Wooded
- Lot number
- 89
- Zoning code
- EI
- Zoning jurisdiction
- County
- Faces
- South
Systems
- Energy source
- Propane,Solar (Unspecified)
- Power production
- Propane, Solar (Unspecified)
- Water heater
- Instant Hot
- Water heater location
- Back of Kitchen Cabin
- Power company
- Private Solar
- Water company
- EIBC Water
- Sewer company
- Septic
- Irrigation water rights
- No
- Internet connected
- Mobile Starlink or Mobile Hot Spot
- Cable connected
- N/A
Green & certifications
- Energy generation
- Solar
Rooms & extras
- Showers
- 1
New construction
- Square footage source
- Realist
- Lot size source
- Realist
- Effective year built source
- Public Records
Manufactured home
- Land lease
- No
Neighborhood mobility
Doorstep, Pedal & Station Scores
Three RexMont scores for this exact address: what is on foot, what is by bike, and what rides past the door.
Ground Truth™
The ground, the slope, the flood zone and the noise at this address
Read from public hazard, flood, terrain and noise maps for this exact home.
Address Insider™
The members' report
Commute, transit, zoning and ADU potential, internet providers and the lifestyle around the home: the nearest grocery, coffee, park, services and transit stop. One free registration opens every home on rexmont.com.
Opens with the report above.
Down payment assistance
6 programs may be available to provide you with up to $15,000 in down payment assistance, depending on your specific information.
Northwest MLS lists this home as eligible for down payment assistance programs
Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.
Mortgage payment forecast
$1,332 per month
Great rateTakes about 5 minutes & won't affect your credit
Get pre-approvedSource: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.
Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.
Ask about this home
A licensed RexMont broker will get back to you, usually in under 5 minutes during business hours.
Listing Broker: Windermere RE Whatcom, Inc.; Brandi Coplen; 360-201-3951; bcoplen@windermere.com
Market pulse
Bellingham is a balanced market.
Supply and demand are roughly in balance. Neither side has a clear edge.
Offer insight: Homes typically sell with one offer near asking price.
List to sale price: The average home sells for about 1% below list price.
Time on market: The average home goes pending in around 87 days.
Want a deeper read on this market?
Ask a RexMont agentMarket data from MLS GRID / NWMLS · Updated Oct 2026
Information and statistics derived from Northwest Multiple Listing Service. Source: Northwest Multiple Listing Service, as distributed by MLS GRID.
MLS GRID Disclaimer
Based on information submitted to the MLS GRID as of October 26, 2026 at 6:29 PM PT (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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© 2026 Northwest Multiple Listing Service. All rights reserved.
HO
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