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Listed by Lori L. Vandelac • Gateway Real Estate.
FOR SALE

$1,645,000

Est. $9,112/mo

Price reduced $54,000 from the original $1,699,000 asking price

3 bd•3 ba•3,301 sq ft

10837 Evergreen Terrace SW, Lakewood, WA 98498

• Listed Jul 8, 2026•83 days active · 83 cumulative

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★★★★★5.0·1,242 Google reviews

Listing Broker: Gateway Real Estate; Lori L. Vandelac; 253-318-4412; lori@lorivandelac.com

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Listing Broker: Gateway Real Estate; Lori L. Vandelac; 253-318-4412; lori@lorivandelac.com

About this home

Ultimate Lakefront Living on Lake SteilacoomExperience breathtaking open-concept living with 58’ of prime waterfront on Lake Steilacoom. Nestled in a quiet cove with a peaceful 5 mph limit, this beautifully remodeled 3,301 sq ft home is engineered for peace of mind with full earthquake retrofitting. Floor-to-ceiling windows flood the living, dining, and kitchen areas with natural light, framing spectacular views of the manicured grounds and water.The main custom kitchen is a chef’s dream, featuring premium Café Appliances, a Wi-Fi-capable double wall oven/air fryer, and a wine/beverage cooler. Gorgeous new luxury laminate flooring complements wood-clad ceilings and two newer gas fireplaces. Host with ease utilizing the brand-new second kitchen—perfect for multigenerational living or lakeside entertaining!Luxury & Comfort Primary Suite: Wake up to lake views, a spa-like bath, and a brand-new private deck. Bathrooms: Remodeled primary and guest baths boast cozy heated floors. Climate Control: Stay comfortable year-round with a newer furnace and 2 brand-new heat pumps.Premier Outdoor OasisStep out onto the massive overlooking deck or head down to your updated Trex dock. This property includes two hot tubs with cover/bracket lifts, tons of storage, and extra parking for your boat. Enjoy ultimate privacy with a private launch next door and no immediate neighbor on that side.Be on the lake just in time for summer and enjoy true pride of ownership!

Property type
Single Family
Year built
1965
Interior
3,301 sq ft
Lot size
0.3716 acres
Parking
2-car garage
Price / sq ft
$498
HeatingForced Air, Heat Pump
CoolingForced Air, Heat Pump
Property taxes$12,039/yr (est.)
HOA dues$16/mo
School districtClover Park

Listed by Lori L. Vandelac • Gateway Real Estate

Listing updated: September 21, 2026 at 11:43pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2550780

Around this home

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10837 Evergreen Terrace SW, Lakewood, WA 98498

List price
$1,645,000
Down payment
$329,000

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Second Kitchen
  • Bath Off Primary
  • Ceiling Fan(s)
  • Dbl Pane/Storm Window
  • Dining Room
  • Fireplace
  • High Tech Cabling
  • Pantry
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Water Heater
  • Wine/Beverage Refrigerator
  • 2 fireplaces (gas)
  • Finished basement

Kitchen

  • Dishwasher
  • Double Oven
  • Microwave
  • Refrigerator
  • See Remarks
  • Stove(s)/Range(s)

Bedrooms

  • 3 bedrooms total
  • 2 on the main level
  • 1 on the lower level

Bathrooms

  • 3 full bathrooms
  • 2 on the main level

Layout

  • Multi Level
  • 3,301 sq ft finished, 480 sq ft unfinished
  • 572 sq ft garage

Flooring

  • Hardwood
  • Vinyl Plank
  • Carpet

Heating & cooling

  • Forced Air heating
  • Heat Pump heating
  • Forced Air cooling
  • Heat Pump cooling

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Topography
Level,Terraces
Vegetation
Garden Space
Lot number
8
Zoning jurisdiction
City
Faces
Northeast

Systems

Energy source
Natural Gas
Power production
Natural Gas
Water heater
gas
Water heater location
laundry
Power company
PSE
Water company
Lakewood
Sewer company
Pierce County
Gas company
PSE
Irrigation water rights
No

Rooms & extras

Spa
Yes
Bathtubs
1
Showers
3
Fireplaces on main
1
Fireplaces lower level
1

New construction

Builder
Donald Burr
Square footage source
Public Record
Lot size source
County Record
Effective year built source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Walk, bike & transit scores

Source: Walk Score®, Bike Score® and Transit Score® are provided by Walk Score (walkscore.com), a third-party service. This is not Northwest MLS listing data.

Schools

Ratings via SchoolDigger

Clover Park School District

  • Lake City Elem
    Public · Grades Elementary
    —
  • Mann Mid
    Public · Grades Middle
    —
  • Clover Park High School
    Public · Grades 9-12 · State rank 365 of 396
    1/10

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Sales & Tax Records for 10837 Evergreen Terrace SW

NWMLS via MLS Grid

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Sep 22, 2026
    Price reduced
    NWMLS via MLS Grid · #2550780
    $1,645,000
    $498/sq ft
  2. Jul 8, 2026
    Listed
    NWMLS via MLS Grid · #2550780
    $1,699,000
    $515/sq ft
  3. Apr 13, 2022
    Sold
    NWMLS via MLS Grid · #1896763
    $1,375,000
    $417/sq ft
  4. Mar 16, 2022
    Pending
    NWMLS via MLS Grid · #1896763
    $1,447,000
    $438/sq ft
  5. Mar 10, 2022
    Listed
    NWMLS via MLS Grid · #1896763
    $1,447,000
    $438/sq ft
  6. May 21, 2014
    Sold
    NWMLS via MLS Grid · #599220
    $600,000
    $182/sq ft

Mortgage payment forecast

$10,542 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: Gateway Real Estate; Lori L. Vandelac; 253-318-4412; lori@lorivandelac.com

Market pulse

Lakewood is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Well-priced homes draw multiple offers; others sell close to asking.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 50 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $860,000 Sold

    3 days ago

    5 bd•4.25 ba•~4,421 sq ft•Single Family

    1 Beach Lane SW, Lakewood, WA 98498

    2%

    Under list

    117

    Days on market

    0.4 mi

    Distance

  • $585,000 Sold

    1 week ago

    3 bd•1 ba•~1,780 sq ft•Single Family

    8709 116th Street SW, Lakewood, WA 98498

    10%

    Under list

    98

    Days on market

    0.8 mi

    Distance

  • $560,000 Sold

    3 weeks ago

    3 bd•1.75 ba•~1,268 sq ft•Single Family

    8708 114th Street Ct SW, Lakewood, WA 98498

    1%

    Under list

    36

    Days on market

    0.8 mi

    Distance

  • $380,000 Sold

    4 weeks ago

    3 bd•1 ba•~1,008 sq ft•Single Family

    11717 83rd Avenue SW, Lakewood, WA 98498

    4%

    Under list

    60

    Days on market

    0.7 mi

    Distance

  • $531,500 Sold

    6 weeks ago

    3 bd•1.75 ba•~1,320 sq ft•Single Family

    8409 Moreland Avenue SW, Lakewood, WA 98498

    0%

    Over list

    65

    Days on market

    0.8 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Oct 2026

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of September 21, 2026 at 11:43pm (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© 2026 Northwest Multiple Listing Service. All rights reserved.

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