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Listed by Bea Schuster • eXp Realty.
FOR SALE

$630,000

Est. $3,490/mo

Price reduced $29,900 from the original $659,900 asking price

4 bd•2.5 ba•3,246 sq ft

10702 Hill Terrace SW Terrace SW, Lakewood, WA 98498

• Listed May 7, 2026•134 days active · 134 cumulative

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★★★★★5.0·1,242 Google reviews

Listing Broker: eXp Realty; Bea Schuster; 360-710-0346; bernadetteschuster@yahoo.com

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Listing Broker: eXp Realty; Bea Schuster; 360-710-0346; bernadetteschuster@yahoo.com

About this home

Striking modern architecture meets natural warmth in this one-of-a-kind residence in the quiet Hill Terrace Estates neighborhood. Defined by its bold angular design, cedar siding, and rich wood-wrapped interior, the home seamlessly blends indoor and outdoor elements for a truly cohesive living experience—complemented by the durability and clean lines of a metal roof. An eye-catching undulating fence softens the geometric form, while the elevated catwalk entry creates a dramatic sense of arrival and anticipation.Inside, the open-concept layout is amplified by a loft-style second level, soaring vaulted ceilings, expansive floor-to-ceiling windows, and abundant skylights—filling the home with natural light and enhancing its airy, inviting feel.This spacious multi-level home offers 4 bedrooms, 2.5 baths, and 3,246 sq ft on a generous half-acre lot. The main floor features a well-appointed kitchen that flows effortlessly into the dining and living areas, along with a bedroom, half bath, and a cozy gas fireplace that anchors the living space. Upstairs, you’ll find a loft overlooking the main living area and a private primary suite with a full bath. The lower level adds versatility with an additional gas fireplace, utility room, full bath, and two additional rooms—ideal for guests, office space, or hobbies.

Property type
Single Family
Year built
1984
Interior
3,246 sq ft
Lot size
0.5257 acres
Parking
Driveway, RV Parking
Price / sq ft
$194
HeatingForced Air, Wall Furnace
CoolingNone
Property taxes$7,730/yr (est.)
School districtClover Park

Listed by Bea Schuster • eXp Realty

Listing updated: October 4, 2026 at 09:57pm

RexMont checked: moments ago

Source: NWMLS as Distributed by MLS Grid #2517887

Around this home

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10702 Hill Terrace SW Terrace SW, Lakewood, WA 98498

List price
$630,000
Down payment
$126,000

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Source:RexMont analysis of Northwest MLS sales data for this ZIP code plus third-party market data (RentCast). The estimates are RexMont's, not Northwest MLS listing data.

Estimates only and not guaranteed. Consult a RexMont agent for accurate, personalized guidance before making an offer. RexMont OfferEdge™ · © 2026 RexMont Real Estate. Proprietary tool.

Property details

Interior features

  • Ceiling Fan(s)
  • Dbl Pane/Storm Window
  • Fireplace
  • Fireplace (Primary Bedroom)
  • Jetted Tub
  • Loft
  • Skylight(s)
  • Vaulted Ceiling(s)
  • Water Heater
  • Fireplace (gas, wood burning)
  • Daylight, Partially Finished basement

Kitchen

  • Dishwasher
  • Disposal
  • Refrigerator

Bedrooms

  • 4 bedrooms total
  • 1 on the main level
  • 1 upstairs
  • 2 on the lower level

Bathrooms

  • 2 full bathrooms
  • 1 half bathroom
  • 2.5 bathrooms total (NWMLS count)
  • 1 on the main level

Layout

  • Tri-Level
  • 3,246 sq ft finished
  • 400 sq ft garage

Flooring

  • Ceramic Tile
  • Hardwood
  • Vinyl
  • Carpet

Heating & cooling

  • Forced Air heating
  • Wall Furnace heating
  • None cooling

Single-family home facts

As entered by the listing broker on Northwest MLS

Lot & site

Lot dimensions
205x128
Topography
Steep Slope,Terraces
Vegetation
Wooded
Zoning code
LKWD
Zoning jurisdiction
City
Faces
West

Systems

Energy source
Electric,Natural Gas
Power production
Electric, Natural Gas
Water heater
gas
Water heater location
garage
Power company
PSE
Water company
Lakewood Water District
Sewer company
Lakewood Water District
Gas company
PSE
Garbage service
Le May
Irrigation water rights
No
Internet connected
unknown
Cable connected
unknown

Rooms & extras

Bathtubs
2
Showers
2
Fireplaces lower level
1

New construction

Square footage source
Realist
Lot size source
Realist
Effective year built source
Public Records

Manufactured home

Land lease
No

Neighborhood mobility

Walk, bike & transit scores

Source: Walk Score®, Bike Score® and Transit Score® are provided by Walk Score (walkscore.com), a third-party service. This is not Northwest MLS listing data.

Schools

Ratings via SchoolDigger

Clover Park School District

  • Buyer To Verify
    Public · Grades Elementary
    —
  • Buyer To Verify
    Public · Grades Middle
    —
  • Buyer To Verify
    Public · Grades High
    —

Assigned schools for this property per the listing's MLS data. School district boundaries change — verify the exact assigned schools with the district before purchasing.

Sales & Tax Records for 10702 Hill Terrace SW Terrace SW

NWMLS via MLS Grid

Every listing, pending, price change and closing filed on this home with the NWMLS, the county’s recorded sales, and its assessed values by tax year.

  1. Oct 5, 2026
    Price reduced
    NWMLS via MLS Grid · #2517887
    $630,000
    $194/sq ft
  2. May 7, 2026
    Listed
    NWMLS via MLS Grid · #2517887
    $659,900
    $203/sq ft
  3. Sep 5, 2019
    Sold
    NWMLS via MLS Grid · #1487757
    $330,000
    $102/sq ft
  4. Aug 12, 2019
    Pending
    NWMLS via MLS Grid · #1487757
    $369,000
    $114/sq ft
  5. Aug 12, 2019
    Price reduced
    NWMLS via MLS Grid · #1487757
    $369,000
    $114/sq ft
  6. Jul 30, 2019
    Listed
    NWMLS via MLS Grid · #1487757
    $385,000
    $119/sq ft

Down payment assistance

6 programs may be available to provide you with up to $55,000 in down payment assistance, depending on your specific information.

Northwest MLS lists this home as eligible for down payment assistance programs

Source: program list compiled by RexMont from ARCH (A Regional Coalition for Housing) member-jurisdiction information. This is not Northwest MLS listing data.

Mortgage payment forecast

$4,292 per month

Great rate
Principal and interest
Property taxes
HOA dues
Home insurance

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Source: RexMont estimate, not Northwest MLS listing data. Interest rates from Freddie Mac's Primary Mortgage Market Survey via FRED (Federal Reserve Bank of St. Louis). Property tax and HOA dues from the NWMLS listing where provided, otherwise estimated; insurance estimated at 0.3% of price per year.

Estimate only. Actual payment depends on credit, lender, and program. PMI not included for down payments below 20%.

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Listing Broker: eXp Realty; Bea Schuster; 360-710-0346; bernadetteschuster@yahoo.com

Market pulse

Lakewood is a balanced market.

Supply and demand are roughly in balance. Neither side has a clear edge.

Buyer's marketSeller's market
  • Offer insight: Well-priced homes draw multiple offers; others sell close to asking.

  • List to sale price: The average home sells very close to list price.

  • Time on market: The average home goes pending in around 50 days.

Recent sales nearby

Within 1 mile · last 6 months
  • $400,000 Sold

    2 days ago

    3 bd•1.5 ba•~1,332 sq ft•Single Family

    9015 Winona Street SW, Lakewood, WA 98498

    7%

    Under list

    98

    Days on market

    1.0 mi

    Distance

  • $860,000 Sold

    3 days ago

    5 bd•4.25 ba•~4,421 sq ft•Single Family

    1 Beach Lane SW, Lakewood, WA 98498

    2%

    Under list

    117

    Days on market

    0.4 mi

    Distance

  • $535,000 Sold

    1 week ago

    3 bd•1 ba•~1,428 sq ft•Single Family

    7913 Westshore Drive SW, Lakewood, WA 98498

    0%

    Over list

    —

    Days on market

    0.9 mi

    Distance

  • $585,000 Sold

    1 week ago

    3 bd•1 ba•~1,780 sq ft•Single Family

    8709 116th Street SW, Lakewood, WA 98498

    10%

    Under list

    98

    Days on market

    0.6 mi

    Distance

  • $579,950 Sold

    3 weeks ago

    3 bd•1.75 ba•~1,866 sq ft•Single Family

    9219 Elwood Drive SW, Lakewood, WA 98498

    0%

    Over list

    43

    Days on market

    0.9 mi

    Distance

Closed sales from MLS GRID / NWMLS within the past 6 months, matched on property type and within 1 mile. Comps approximate.

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Market data from MLS GRID / NWMLS · Updated Oct 2026

MLS GRID Disclaimer

Based on information submitted to the MLS GRID as of October 4, 2026 at 09:57pm (date and time MLS GRID Data was obtained). All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Listing information courtesy of Northwest Multiple Listing Service (NWMLS). The listing data relating to real estate for sale on this web site comes in part from the Northwest Multiple Listing Service. Real estate listings held by brokerage firms other than RexMont Real Estate are marked with the “Listing courtesy of NWMLS” designation. Information provided is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

© 2026 Northwest Multiple Listing Service. All rights reserved.

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